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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 155 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo

Monthlies below are our estimates for a £0 deposit over 48 months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

58× value

Volkswagen Golf

2.0 TDI 150 Style 5dr DSG

202271,664 milesDiesel

£242/mo est.£13,999
See it on cinch
55× value

SEAT Leon

2.0 TDI 150 FR 5dr

202373,127 milesDiesel

£245/mo est.£13,466
See it on cinch
55× value

Audi A3

30 TDI Technik 5dr

202169,067 milesDiesel

£244/mo est.£13,380
See it on cinch
55× value−£650

Ford Kuga

1.5 EcoBlue Titanium Edition 5dr

202156,636 milesDiesel

£217/mo est.£11,899
See it on cinch
54× value−£350

Ford Kuga

1.5 EcoBlue Zetec 5dr

202246,710 milesDiesel

£223/mo est.£12,119
See it on cinch
54× value

DS DS 3 Crossback

1.5 BlueHDi Prestige 5dr

202148,717 milesDiesel

£191/mo est.£10,399
See it on cinch
54× value

Citroen C4

1.5 BlueHDi Sense 5dr

202261,811 milesDiesel

£176/mo est.£9,554
See it on cinch
54× value−£350

Citroen C4

1.5 BlueHDi Sense 5dr

202229,777 milesDiesel

£212/mo est.£11,498
See it on cinch
53× value

Ford Kuga

2.0 EcoBlue mHEV ST-Line Edition 5dr

202161,340 milesDiesel

£249/mo est.£13,282
See it on cinch
53× value

Ford Kuga

1.5 EcoBlue Titanium Edition 5dr

202151,145 milesDiesel

£240/mo est.£12,799
See it on cinch
53× value

Ford Kuga

1.5 EcoBlue Titanium 5dr

202070,340 milesDiesel

£210/mo est.£11,147
See it on cinch
53× value

Ford Kuga

1.5 EcoBlue Zetec 5dr Auto

202260,051 milesDiesel

£240/mo est.£12,733
See it on cinch
53× value

Ford Kuga

2.0 EcoBlue mHEV Titanium First Edition 5dr

202065,184 milesDiesel

£234/mo est.£12,301
See it on cinch
52× value

Vauxhall Combo Life

1.5 Turbo D 130 Energy 5dr

202063,422 milesDiesel

£202/mo est.£10,598
See it on cinch
52× value

Citroen C5 Aircross

1.5 BlueHDi 130 Flair Plus 5dr

202147,935 milesDiesel

£223/mo est.£11,679
See it on cinch
52× value−£400

Renault Koleos

1.7 Blue dCi Iconic 5dr 2WD X-Tronic

201941,698 milesDiesel

£231/mo est.£12,053
See it on cinch
52× value

SEAT Ateca

2.0 TDI 150 SE Technology 5dr

202282,828 milesDiesel

£231/mo est.£11,999
See it on cinch
52× value−£300

Citroen C5 Aircross

1.5 BlueHDi 130 Flair 5dr

202046,581 milesDiesel

£200/mo est.£10,359
See it on cinch
51× value

Peugeot 308

1.5 BlueHDi Active Premium 5dr EAT8

202376,602 milesDiesel

£232/mo est.£11,949
See it on cinch
51× value−£350

DS DS 3 Crossback

1.5 BlueHDi 110 Performance Line 5dr

202226,867 milesDiesel

£248/mo est.£12,714
See it on cinch
51× value

Vauxhall Astra

1.5 Turbo D GS Line 5dr Auto

202268,893 milesDiesel

£239/mo est.£12,267
See it on cinch
51× value

Mercedes-Benz A-Class

A180d Sport Executive 5dr Auto

201973,950 milesDiesel

£233/mo est.£11,944
See it on cinch
51× value

SEAT Ateca

2.0 TDI 150 SE 5dr

202263,590 milesDiesel

£242/mo est.£12,399
See it on cinch
51× value

Citroen C3 Aircross

1.5 BlueHDi Flair 5dr [6 speed]

201949,204 milesDiesel

£163/mo est.£8,349
See it on cinch
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