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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 274 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo

Monthlies below are our estimates for a £0 deposit over 48 months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

54× value

Citroen C5 Aircross

1.5 BlueHDi C-Series Edition 5dr EAT8

202227,109 milesDiesel

£280/mo est.£14,999
See it on cinch
53× value

BMW 1 Series

116d M Sport 5dr

202074,497 milesDiesel

£253/mo est.£13,499
See it on cinch
53× value

Ford Kuga

2.0 EcoBlue mHEV ST-Line Edition 5dr

202161,340 milesDiesel

£249/mo est.£13,282
See it on cinch
53× value

Ford Kuga

1.5 EcoBlue Titanium Edition 5dr

202151,145 milesDiesel

£240/mo est.£12,799
See it on cinch
53× value

BMW 1 Series

116d M Sport 5dr Step Auto

202071,807 milesDiesel

£282/mo est.£14,999
See it on cinch
53× value

Ford Kuga

1.5 EcoBlue Titanium 5dr

202070,340 milesDiesel

£210/mo est.£11,147
See it on cinch
53× value

Ford Kuga

1.5 EcoBlue Zetec 5dr Auto

202260,051 milesDiesel

£240/mo est.£12,733
See it on cinch
53× value

Land Rover Range Rover Evoque

2.0 D240 R-Dynamic SE 5dr Auto

201969,358 milesDiesel

£287/mo est.£15,199
See it on cinch
53× value

Volkswagen Tiguan

2.0 TDI Life 5dr

202268,117 milesDiesel

£283/mo est.£14,999
See it on cinch
53× value−£500

Vauxhall Grandland

1.5 Turbo D Ultimate 5dr Auto

202331,965 milesDiesel

£284/mo est.£14,999
See it on cinch
53× value

Mercedes-Benz A-Class

A180d AMG Line Premium 5dr Auto

201953,052 milesDiesel

£285/mo est.£14,999
See it on cinch
53× value

Ford Kuga

2.0 EcoBlue mHEV Titanium First Edition 5dr

202065,184 milesDiesel

£234/mo est.£12,301
See it on cinch
53× value

Mercedes-Benz B-Class

B220d AMG Line Premium Plus 5dr Auto

202078,345 milesDiesel

£275/mo est.£14,449
See it on cinch
52× value

Vauxhall Combo Life

1.5 Turbo D 130 Energy 5dr

202063,422 milesDiesel

£202/mo est.£10,598
See it on cinch
52× value

BMW X1

sDrive 18d M Sport 5dr

202082,078 milesDiesel

£267/mo est.£13,999
See it on cinch
52× value

Ford Kuga

2.0 EcoBlue mHEV ST-Line Edition 5dr

202145,971 milesDiesel

£282/mo est.£14,799
See it on cinch
52× value−£600

Mercedes-Benz A-Class

A180d AMG Line Premium 5dr Auto

201950,029 milesDiesel

£286/mo est.£14,999
See it on cinch
52× value

Citroen C5 Aircross

1.5 BlueHDi 130 Flair Plus 5dr

202147,935 milesDiesel

£223/mo est.£11,679
See it on cinch
52× value

Ford Kuga

2.0 EcoBlue mHEV ST-Line First Edition 5dr

202056,814 milesDiesel

£262/mo est.£13,694
See it on cinch
52× value−£400

Renault Koleos

1.7 Blue dCi Iconic 5dr 2WD X-Tronic

201941,698 milesDiesel

£231/mo est.£12,053
See it on cinch
52× value

Volkswagen T-Roc

1.6 TDI Design 5dr

201933,827 milesDiesel

£278/mo est.£14,498
See it on cinch
52× value

Mercedes-Benz A-Class

A200d AMG Line Premium 5dr Auto

201979,866 milesDiesel

£268/mo est.£13,969
See it on cinch
52× value

SEAT Ateca

2.0 TDI 150 SE Technology 5dr

202282,828 milesDiesel

£231/mo est.£11,999
See it on cinch
52× value−£300

Citroen C5 Aircross

1.5 BlueHDi 130 Flair 5dr

202046,581 milesDiesel

£200/mo est.£10,359
See it on cinch
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