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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 331 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo

Monthlies below are our estimates for a £0 deposit over 48 months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

53× value

MG ZS Ev

130kW Trophy EV 51kWh 5dr Auto

202312,138 milesElectric

£256/mo est.£13,549
See it on cinch
53× value

MG MG4

150kW SE EV Long Range 64kWh 5dr Auto

202340,148 milesElectric

£239/mo est.£12,649
See it on cinch
53× value

MG MG4

150kW Trophy EV Long Range 64kWh 5dr Auto

202338,412 milesElectric

£266/mo est.£14,074
See it on cinch
53× value

Volkswagen ID.3

150kW Life Pro Performance 58kWh 5dr Auto

202231,034 milesElectric

£265/mo est.£13,999
See it on cinch
53× value

Volkswagen ID.3

150kW Life Pro Performance 58kWh 5dr Auto

202220,296 milesElectric

£274/mo est.£14,499
See it on cinch
53× value

MG MG4

125kW SE EV 51kWh 5dr Auto

202216,065 milesElectric

£234/mo est.£12,349
See it on cinch
53× value

Fiat 500 Cabrio

87kW Icon 42kWh 2dr Auto

202213,302 milesElectric

£251/mo est.£13,249
See it on cinch
53× value

Nissan LEAF

160kW e+ N-Connecta 59kWh 5dr Auto

202317,185 milesElectric

£248/mo est.£13,094
See it on cinch
53× value

Nissan LEAF

160kW e+ Tekna 59kWh 5dr Auto

202311,915 milesElectric

£286/mo est.£15,094
See it on cinch
53× value

Nissan LEAF

110kW Tekna 39kWh 5dr Auto

202413,187 milesElectric

£237/mo est.£12,499
See it on cinch
53× value

MG MG4

125kW SE EV 51kWh 5dr Auto

202315,153 milesElectric

£250/mo est.£13,199
See it on cinch
53× value

MG MG4

150kW Trophy EV Long Range 64kWh 5dr Auto

202446,196 milesElectric

£263/mo est.£13,888
See it on cinch
53× value

MG MG4

150kW SE EV Long Range 64kWh 5dr Auto

202422,675 milesElectric

£275/mo est.£14,499
See it on cinch
53× value

Volkswagen ID.3

150kW Life Pro Performance 58kWh 5dr Auto

202232,244 milesElectric

£260/mo est.£13,699
See it on cinch
53× value

Volkswagen ID.3

150kW Life Pro Performance 58kWh 5dr Auto

202142,759 milesElectric

£239/mo est.£12,599
See it on cinch
53× value

Nissan LEAF

110kW Shiro 39kWh 5dr Auto

202312,726 milesElectric

£207/mo est.£10,899
See it on cinch
53× value

MG MG4

125kW SE EV 51kWh 5dr Auto

202334,316 milesElectric

£222/mo est.£11,699
See it on cinch
53× value

Kia Soul

150kW Maxx 64kWh 5dr Auto

202130,384 milesElectric

£285/mo est.£14,999
See it on cinch
53× value

Vauxhall Mokka

100kW GS Line 50kWh 5dr Auto

202322,760 milesElectric

£239/mo est.£12,599
See it on cinch
53× value

CUPRA Born

150kW V1 58kWh 5dr Auto

202340,176 milesElectric

£284/mo est.£14,949
See it on cinch
53× value

MG MG4

125kW SE EV 51kWh 5dr Auto

202416,200 milesElectric

£258/mo est.£13,599
See it on cinch
53× value

Fiat 500 Cabrio

87kW Red 42kWh 2dr Auto

202218,213 milesElectric

£251/mo est.£13,199
See it on cinch
53× value

MG ZS Ev

115kW SE EV Long Range 73kWh 5dr Auto

202337,229 milesElectric

£256/mo est.£13,449
See it on cinch
53× value

Mazda MX-30

107kW GT Sport Tech 35.5kWh 5dr Auto

202134,402 milesElectric

£188/mo est.£9,899
See it on cinch
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