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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 331 cars live.

Best value Cheapest monthly Cheapest price Newest listings

FuelPetrol Diesel Hybrid ElectricGearboxManual Automatic

Monthly≤£150 ≤£200 ≤£250 ≤£300 ≤£400

Deposit£0 £500 £1,000 £2,000 £3,000 £5,000Term36 mo 42 mo 48 mo 60 mo

Monthlies below are our estimates for a £0 deposit over 42 months, at cinch’s representative 12.4% APR (balloon re-estimated for the term) — the checkout quote may differ slightly.

Volkswagen ID.3

150kW Family Pro Performance 58kWh 5dr Auto

202227,086 milesElectric

£274/mo est.£14,499

See it on cinch

MG MG4

150kW Trophy EV Long Range 64kWh 5dr Auto

202321,241 milesElectric

£272/mo est.£14,339

See it on cinch

55× value−£550

Volkswagen ID.3

150kW Family Pro Performance 58kWh 5dr Auto

202222,933 milesElectric

£283/mo est.£14,933

See it on cinch

MG MG4

150kW Trophy EV Long Range 64kWh 5dr Auto

20238,573 milesElectric

£295/mo est.£15,499

See it on cinch

MG MG4

150kW Trophy EV Long Range 64kWh 5dr Auto

202226,452 milesElectric

£267/mo est.£13,999

See it on cinch

MG MG4

150kW Trophy EV Long Range 64kWh 5dr Auto

202212,427 milesElectric

£282/mo est.£14,699

See it on cinch

MG MG4

150kW Trophy EV Long Range 64kWh 5dr Auto

202315,717 milesElectric

£294/mo est.£15,348

See it on cinch

MG MG4

150kW Trophy EV Long Range 64kWh 5dr Auto

202311,503 milesElectric

£297/mo est.£15,499

See it on cinch

MG MG4

150kW Trophy EV Long Range 64kWh 5dr Auto

202317,313 milesElectric

£288/mo est.£14,999

See it on cinch

MG MG4

150kW Trophy EV Long Range 64kWh 5dr Auto

202312,281 milesElectric

£296/mo est.£15,449

See it on cinch

MG MG4

150kW Trophy EV Long Range 64kWh 5dr Auto

202323,290 milesElectric

£287/mo est.£14,949

See it on cinch

MG MG4

150kW Trophy EV Long Range 64kWh 5dr Auto

202315,149 milesElectric

£292/mo est.£15,199

See it on cinch

Volkswagen ID.3

150kW Style Pro Performance 58kWh 5dr Auto

202039,872 milesElectric

£241/mo est.£12,549

See it on cinch

MG MG4

150kW Trophy EV Long Range 64kWh 5dr Auto

202333,714 milesElectric

£269/mo est.£13,999

See it on cinch

MG MG4

150kW Trophy EV Long Range 64kWh 5dr Auto

202320,388 milesElectric

£285/mo est.£14,799

See it on cinch

MG MG4

150kW Trophy EV Long Range 64kWh 5dr Auto

202430,021 milesElectric

£289/mo est.£14,999

See it on cinch

Volkswagen ID.3

150kW Family Pro Performance 58kWh 5dr Auto

202232,832 milesElectric

£282/mo est.£14,599

See it on cinch

Volkswagen ID.3

150kW Family Pro Performance 58kWh 5dr Auto

202224,713 milesElectric

£296/mo est.£15,299

See it on cinch

MG MG4

150kW Trophy EV Long Range 64kWh 5dr Auto

202315,795 milesElectric

£296/mo est.£15,299

See it on cinch

Volkswagen ID.3

150kW Family Pro Performance 58kWh 5dr Auto

202225,671 milesElectric

£294/mo est.£15,199

See it on cinch

Volkswagen ID.3

150kW 1ST Edition Pro Power 58kWh 5dr Auto

202037,448 milesElectric

£255/mo est.£13,199

See it on cinch

MG MG4

150kW Trophy EV Long Range 64kWh 5dr Auto

202329,783 milesElectric

£275/mo est.£14,199

See it on cinch

Hyundai IONIQ 5

125kW SE Connect 58 kWh 5dr Auto

202353,775 milesElectric

£288/mo est.£14,899

See it on cinch

Volkswagen ID.3

150kW Family Pro Performance 58kWh 5dr Auto

202238,274 milesElectric

£277/mo est.£14,299

See it on cinch

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