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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 2,431 cars live.

Best value Cheapest monthly Cheapest price Newest listings

FuelPetrol Diesel Hybrid ElectricGearboxManual Automatic

Monthly≤£150 ≤£200 ≤£250 ≤£300 ≤£400

Deposit£0 £500 £1,000 £2,000 £3,000 £5,000Term36 mo 42 mo 48 mo 60 mo

Monthlies below are our estimates for a £0 deposit over 48 months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

SKODA SCALA

1.0 TSI 116 SE Edition 5dr DSG

202511,769 milesPetrol

£279/mo est.£16,089

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SKODA SCALA

1.0 TSI 116 SE Edition 5dr DSG

202513,565 milesPetrol

£275/mo est.£15,859

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SKODA KAMIQ

1.0 TSI 110 Monte Carlo 5dr

202341,986 milesPetrol

£248/mo est.£14,299

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SEAT Leon

1.0 TSI EVO FR 5dr

202421,495 milesPetrol

£278/mo est.£15,999

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SKODA KAMIQ

1.0 TSI 95 SE Edition 5dr

20254,799 milesPetrol

£270/mo est.£15,549

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SKODA SCALA

1.0 TSI 116 SE Edition 5dr DSG

202513,957 milesPetrol

£276/mo est.£15,899

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SKODA SCALA

1.0 TSI 116 SE Edition 5dr DSG

202513,623 milesPetrol

£276/mo est.£15,899

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SKODA SCALA

1.0 TSI 116 SE Edition 5dr DSG

202513,719 milesPetrol

£276/mo est.£15,889

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MG ZS

1.0T GDi Exclusive 5dr DCT

202319,968 milesPetrol

£238/mo est.£13,680

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Nissan Juke

1.0 DiG-T N-Connecta 5dr DCT

202436,260 milesPetrol

£226/mo est.£12,999

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SKODA SCALA

1.0 TSI 116 SE Edition 5dr

202516,582 milesPetrol

£259/mo est.£14,899

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SKODA SCALA

1.0 TSI 116 SE Edition 5dr DSG

20258,209 milesPetrol

£287/mo est.£16,489

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57× value−£350

Ford Puma

1.0 EcoBoost Hybrid mHEV ST-Line X 5dr

202323,221 milesPetrol

£236/mo est.£13,549

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57× value−£400

Volkswagen Taigo

1.0 TSI 110 Life 5dr

202348,118 milesPetrol

£209/mo est.£11,999

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Jeep Avenger

1.2 Altitude+ 5dr

202411,669 milesPetrol

£262/mo est.£14,999

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MG ZS

1.0T GDi Exclusive 5dr DCT

202314,573 milesPetrol

£247/mo est.£14,149

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MG ZS

1.0T GDi Exclusive 5dr DCT

202410,728 milesPetrol

£260/mo est.£14,899

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Volkswagen T-Cross

1.0 TSI 110 SEL 5dr

202434,234 milesPetrol

£259/mo est.£14,844

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MG ZS

1.0T GDi Exclusive 5dr DCT

202310,545 milesPetrol

£245/mo est.£13,999

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57× value−£450

SEAT Arona

1.0 TSI 115 FR Limited Edition 5dr

202416,266 milesPetrol

£261/mo est.£14,899

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BMW 2 Series Gran Coupe

218i [136] Sport 4dr [Live Cockpit Professional]

202141,976 milesPetrol

£285/mo est.£16,274

See it on cinch

57× value−£400

Jeep Avenger

1.2 Altitude 5dr

202414,867 milesPetrol

£254/mo est.£14,499

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SEAT Leon

1.5 TSI EVO SE Dynamic 5dr

202211,921 milesPetrol

£254/mo est.£14,499

See it on cinch

57× value−£400

Jeep Avenger

1.2 Altitude 5dr

202415,014 milesPetrol

£254/mo est.£14,499

See it on cinch

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