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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 41 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo

Monthlies below are our estimates for a £0 deposit over 48 months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

54× value−£300

Mazda MX-30

107kW GT Sport Tech 35.5kWh 5dr Auto

202132,020 milesElectric

£180/mo est.£9,670
See it on cinch
53× value

Mazda MX-30

107kW GT Sport Tech 35.5kWh 5dr Auto

202134,402 milesElectric

£188/mo est.£9,899
See it on cinch
52× value

Mazda MX-30

107kW GT Sport Tech 35.5kWh 5dr Auto

202129,189 milesElectric

£196/mo est.£10,299
See it on cinch
52× value

Nissan LEAF

110kW Tekna 40kWh 5dr Auto

202230,983 milesElectric

£180/mo est.£9,456
See it on cinch
52× value

Nissan LEAF

110kW Tekna 40kWh 5dr Auto

202121,180 milesElectric

£182/mo est.£9,499
See it on cinch
52× value

Dacia Spring

27kWh Expression 65 48kW 5dr Auto

20251,503 milesElectric

£182/mo est.£9,499
See it on cinch
52× value−£450

Dacia Spring

27kWh Extreme 65 48kW 5dr Auto

20244,053 milesElectric

£188/mo est.£9,800
See it on cinch
51× value

Fiat 500E

87kW Icon 42kWh 3dr Auto

202239,405 milesElectric

£194/mo est.£9,999
See it on cinch
51× value

Nissan LEAF

110kW Tekna 40kWh 5dr Auto

202234,536 milesElectric

£185/mo est.£9,499
See it on cinch
51× value

Mazda MX-30

107kW Prime Line 35.5kWh 5dr Auto

202223,678 milesElectric

£195/mo est.£9,999
See it on cinch
51× value

Nissan LEAF

110kW Tekna 40kWh 5dr Auto

202124,225 milesElectric

£193/mo est.£9,899
See it on cinch
51× value

Nissan LEAF

110kW N-Connecta 39kWh 5dr Auto

202219,437 milesElectric

£187/mo est.£9,599
See it on cinch
51× value

Nissan LEAF

110kW Tekna 40kWh 5dr Auto

202132,069 milesElectric

£187/mo est.£9,549
See it on cinch
51× value

MG MG5

115kW Exclusive EV 53kWh 5dr Auto

202137,743 milesElectric

£198/mo est.£10,099
See it on cinch
51× value

MG MG5

115kW Excite EV 61kWh 5dr Auto

202246,979 milesElectric

£196/mo est.£9,999
See it on cinch
51× value−£300

Nissan LEAF

110kW N-Connecta 39kWh 5dr Auto [ProPilot Pack]

202226,224 milesElectric

£197/mo est.£9,999
See it on cinch
51× value

Renault ZOE

100kW GT Line + R135 50kWh Rapid Charge 5dr Auto

202253,140 milesElectric

£169/mo est.£8,549
See it on cinch
50× value

Hyundai IONIQ

100kW Premium 38kWh 5dr Auto

202013,059 milesElectric

£197/mo est.£9,949
See it on cinch
50× value−£450

Nissan LEAF

110kW N-Connecta 40kWh 5dr Auto

202123,039 milesElectric

£178/mo est.£8,945
See it on cinch
50× value

Nissan LEAF

110kW N-Connecta 40kWh 5dr Auto

202227,106 milesElectric

£196/mo est.£9,739
See it on cinch
50× value

Nissan LEAF

110kW N-Connecta 40kWh 5dr Auto

202237,503 milesElectric

£187/mo est.£9,299
See it on cinch
50× value

MG ZS Ev

105kW Exclusive EV 45kWh 5dr Auto

202158,955 milesElectric

£187/mo est.£9,299
See it on cinch
50× value

SKODA CITIGOe iV

61kW SE 37kWh 5dr Auto

202144,357 milesElectric

£171/mo est.£8,499
See it on cinch
50× value

Nissan LEAF

110kW Tekna 40kWh 5dr Auto

201952,792 milesElectric

£155/mo est.£7,699
See it on cinch
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