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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 1,427 cars live.

Best value Cheapest monthly Cheapest price Newest listings

FuelPetrol Diesel Hybrid ElectricGearboxManual Automatic

Monthly≤£150 ≤£200 ≤£250 ≤£300 ≤£400

Deposit£0 £500 £1,000 £2,000 £3,000 £5,000Term36 mo 42 mo 48 mo 60 mo

Monthlies below are our estimates for a £0 deposit over 48 months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

SKODA KAMIQ

1.0 TSI 110 Monte Carlo 5dr

202341,986 milesPetrol

£248/mo est.£14,299

See it on cinch

57× value−£350

Ford Puma

1.0 EcoBoost Hybrid mHEV ST-Line X 5dr

202323,221 milesPetrol

£236/mo est.£13,549

See it on cinch

57× value−£400

Volkswagen Taigo

1.0 TSI 110 Life 5dr

202348,118 milesPetrol

£209/mo est.£11,999

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57× value−£500

Ford Puma

1.0 EcoBoost Hybrid mHEV 155 ST-Line Vignale 5dr

202375,694 milesPetrol

£210/mo est.£11,999

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Volkswagen T-Cross

1.0 TSI 110 SEL 5dr

202351,900 milesPetrol

£232/mo est.£13,204

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Volkswagen T-Cross

1.0 TSI 110 SEL 5dr

202460,244 milesPetrol

£232/mo est.£13,166

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Nissan Juke

1.0 DiG-T Acenta Premium 5dr

202516,531 milesPetrol

£240/mo est.£13,599

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Volkswagen T-Cross

1.0 TSI 110 SEL 5dr

202451,023 milesPetrol

£247/mo est.£13,999

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Ford Fiesta

1.0 EcoBoost ST-Line 5dr

202341,488 milesPetrol

£194/mo est.£10,999

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SEAT Leon

1.0 TSI EVO SE Dynamic 5dr

202136,956 milesPetrol

£219/mo est.£12,399

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56× value−£450

SEAT Ibiza

1.0 TSI 110 Xcellence 5dr

202323,468 milesPetrol

£240/mo est.£13,549

See it on cinch

56× value−£400

Ford Puma

1.0 EcoBoost Hybrid mHEV ST-Line X 5dr

202232,326 milesPetrol

£227/mo est.£12,799

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Volkswagen T-Cross

1.0 TSI 110 R-Line 5dr

202264,349 milesPetrol

£236/mo est.£13,299

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56× value−£350

Ford Puma

1.0 EcoBoost Hybrid mHEV Titanium 5dr

202342,456 milesPetrol

£214/mo est.£12,056

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Toyota Aygo X

1.0 VVT-i Edge 5dr

202318,733 milesPetrol

£198/mo est.£11,149

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Toyota Aygo X

1.0 VVT-i Edge 5dr

202317,206 milesPetrol

£199/mo est.£11,199

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Volkswagen T-Cross

1.0 TSI 110 Black Edition 5dr

202236,936 milesPetrol

£249/mo est.£13,999

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Toyota Aygo X

1.0 VVT-i Edge 5dr

202315,774 milesPetrol

£201/mo est.£11,299

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MG ZS

1.0T GDi Exclusive 5dr

202415,212 milesPetrol

£249/mo est.£13,999

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Volkswagen T-Cross

1.0 TSI 110 Black Edition 5dr

202238,683 milesPetrol

£244/mo est.£13,688

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Toyota Aygo X

1.0 VVT-i Edge 5dr

202323,632 milesPetrol

£195/mo est.£10,949

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Toyota Aygo X

1.0 VVT-i Exclusive 5dr

202313,415 milesPetrol

£230/mo est.£12,894

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Ford Puma

1.0 EcoBoost Hybrid mHEV Titanium 5dr

202315,893 milesPetrol

£245/mo est.£13,749

See it on cinch

56× value−£550

BMW 2 Series Gran Coupe

218i [136] M Sport 4dr [Pro Pack]

202278,552 milesPetrol

£250/mo est.£13,999

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