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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 2,120 cars live.

Monthlies below are our estimates for a £0 deposit over 48 months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

56× value

Toyota Aygo X

1.0 VVT-i Edge 5dr

202320,738 milesPetrol

£199/mo est.£11,149
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56× value

SKODA KAMIQ

1.0 TSI 95 SE Edition 5dr

202517,212 milesPetrol

£276/mo est.£15,449
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56× value−£300

Nissan Juke

1.0 DiG-T N-Connecta 5dr

20246,452 milesPetrol

£265/mo est.£14,799
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56× value

Toyota Aygo X

1.0 VVT-i Pure 5dr

202216,166 milesPetrol

£185/mo est.£10,349
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56× value−£400

Nissan Juke

1.0 DiG-T N-Connecta 5dr

20252,655 milesPetrol

£281/mo est.£15,699
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56× value

SKODA FABIA

1.0 TSI SE Edition 5dr

202513,285 milesPetrol

£254/mo est.£14,194
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56× value

Volkswagen T-Cross

1.0 TSI 110 Black Edition 5dr

202341,482 milesPetrol

£259/mo est.£14,469
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56× value

SKODA SCALA

1.0 TSI 110 SE L 5dr

202223,621 milesPetrol

£242/mo est.£13,532
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56× value

Ford Puma

1.0 EcoBoost Hybrid mHEV ST-Line Vignale 5dr

202420,873 milesPetrol

£288/mo est.£16,054
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56× value

Ford Puma

1.0 EcoBoost Hybrid mHEV Titanium 5dr

202438,349 milesPetrol

£235/mo est.£13,099
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56× value

BMW 1 Series

118i [136] Sport 5dr [Live Cockpit Professional]

202236,567 milesPetrol

£282/mo est.£15,727
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56× value−£300

Toyota Aygo X

1.0 VVT-i Pure 5dr

202222,001 milesPetrol

£181/mo est.£10,099
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56× value

Kia Sportage

1.6T GDi ISG 2 5dr

202342,139 milesPetrol

£285/mo est.£15,899
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56× value

SEAT Leon

1.0 TSI EVO SE Dynamic 5dr

202319,654 milesPetrol

£282/mo est.£15,699
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56× value

Ford Puma

1.0 EcoBoost Hybrid mHEV 155 ST-Line X 5dr

202327,494 milesPetrol

£273/mo est.£15,199
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56× value

Nissan Juke

1.0 DiG-T 114 Tekna+ 5dr

202316,254 milesPetrol

£264/mo est.£14,694
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56× value

MG ZS

1.0T GDi Exclusive 5dr

202223,181 milesPetrol

£222/mo est.£12,369
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56× value

SEAT Arona

1.0 TSI 110 FR 5dr

202327,225 milesPetrol

£238/mo est.£13,249
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56× value

Volkswagen T-Cross

1.0 TSI 110 Black Edition 5dr

202225,268 milesPetrol

£270/mo est.£14,999
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56× value

SEAT Leon

1.5 TSI EVO SE Dynamic 5dr

202151,282 milesPetrol

£216/mo est.£11,999
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56× value

Nissan Juke

1.0 DiG-T 114 N-Connecta 5dr

202413,254 milesPetrol

£248/mo est.£13,794
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56× value

Ford Puma

1.0 EcoBoost Hybrid mHEV Titanium 5dr

202219,137 milesPetrol

£233/mo est.£12,949
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56× value

Nissan Juke

1.0 DiG-T 114 N-Connecta 5dr

20238,085 milesPetrol

£240/mo est.£13,349
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56× value

Nissan Juke

1.0 DiG-T 114 Tekna+ 5dr

20249,165 milesPetrol

£278/mo est.£15,453
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