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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value— how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 2,120 cars live.

Best value Cheapest monthly Cheapest price Newest listings

FuelPetrol Diesel Hybrid ElectricGearboxManual Automatic

Monthly≤£150 ≤£200 ≤£250 ≤£300 ≤£400

Deposit£0 £500 £1,000 £2,000 £3,000 £5,000Term36 mo 42 mo 48 mo 60 mo

Monthlies below are our estimates for a £0 deposit over 48months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

Volkswagen T-Cross

1.0 TSI 110 Black Edition 5dr

202349,599 milesPetrol

£252/mo est.£13,999

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Volkswagen T-Cross

1.0 TSI 110 SEL 5dr

202471,897 milesPetrol

£224/mo est.£12,459

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Ford Fiesta

1.0 EcoBoost Hybrid mHEV 125 ST-Line 5dr

202421,749 milesPetrol

£246/mo est.£13,644

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BMW 2 Series Gran Coupe

218i M Sport 4dr

202059,117 milesPetrol

£272/mo est.£15,089

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55× value−£300

Volkswagen T-Cross

1.0 TSI 110 SEL 5dr

202274,982 milesPetrol

£204/mo est.£11,321

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Ford Puma

1.0 EcoBoost Hybrid mHEV 155 Titanium 5dr

202322,423 milesPetrol

£260/mo est.£14,429

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SEAT Arona

1.0 TSI 110 FR Sport 5dr

202248,380 milesPetrol

£220/mo est.£12,199

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Peugeot 2008

1.2 PureTech 130 Allure 5dr

202420,091 milesPetrol

£247/mo est.£13,699

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Volkswagen T-Cross

1.0 TSI 110 Black Edition 5dr

202237,125 milesPetrol

£255/mo est.£14,149

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Volkswagen T-Cross

1.0 TSI Active 5dr

202232,281 milesPetrol

£263/mo est.£14,574

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Ford Fiesta

1.0 EcoBoost Hybrid mHEV 125 ST-Line 5dr

202318,929 milesPetrol

£239/mo est.£13,249

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Nissan Juke

1.0 DiG-T 114 Tekna 5dr

202325,158 milesPetrol

£250/mo est.£13,844

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Volkswagen Taigo

1.0 TSI Life 5dr

202417,026 milesPetrol

£279/mo est.£15,449

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SKODA SCALA

1.0 TSI 95 SE Technology 5dr

202319,347 milesPetrol

£238/mo est.£13,194

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Toyota Aygo X

1.0 VVT-i Pure 5dr

202319,211 milesPetrol

£195/mo est.£10,799

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Nissan Juke

1.0 DiG-T 114 Tekna+ 5dr

202319,078 milesPetrol

£269/mo est.£14,894

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Ford Puma

1.0 EcoBoost Hybrid mHEV Titanium 5dr

202439,815 milesPetrol

£238/mo est.£13,194

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DS DS 3 Crossback

1.2 PureTech Bastille 5dr

202219,068 milesPetrol

£210/mo est.£11,634

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Volkswagen T-Cross

1.0 TSI 110 Black Edition 5dr

202234,812 milesPetrol

£258/mo est.£14,299

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MINI Convertible

1.5 Cooper Exclusive II 2dr [Comfort Pack]

202119,830 milesPetrol

£277/mo est.£15,299

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Nissan Juke

1.0 DiG-T 114 N-Connecta 5dr

20238,311 milesPetrol

£246/mo est.£13,594

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Nissan Juke

1.0 DiG-T 114 N-Connecta 5dr

20236,117 milesPetrol

£248/mo est.£13,699

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Nissan Juke

1.0 DiG-T 114 Tekna+ 5dr

202327,081 milesPetrol

£257/mo est.£14,199

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Toyota Aygo X

1.0 VVT-i Pure 5dr

202318,586 milesPetrol

£196/mo est.£10,849

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