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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 567 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo

Monthlies below are our estimates for a £0 deposit over 48 months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

53× value

SEAT Arona

1.0 TSI 115 FR [EZ] 5dr

202042,751 milesPetrol

£200/mo est.£10,689
See it on cinch
53× value−£300

Hyundai Kona

1.0 TGDi 48V MHEV SE Connect 5dr

202265,110 milesPetrol

£191/mo est.£10,192
See it on cinch
53× value−£250

SKODA KAMIQ

1.0 TSI 95 S 5dr

202165,723 milesPetrol

£173/mo est.£9,216
See it on cinch
53× value−£450

MINI Convertible

1.5 Cooper Classic II 2dr

201869,320 milesPetrol

£170/mo est.£9,058
See it on cinch
53× value

Dacia Jogger

1.0 TCe Essential 5dr

202262,913 milesPetrol

£188/mo est.£9,999
See it on cinch
53× value

SEAT Arona

1.5 TSI EVO FR Sport [EZ] 5dr

201960,745 milesPetrol

£196/mo est.£10,399
See it on cinch
53× value

SEAT Ibiza

1.0 TSI 95 SE 5dr

202349,206 milesPetrol

£199/mo est.£10,554
See it on cinch
53× value

Hyundai BAYON

1.0 TGDi 48V MHEV SE Connect 5dr

202375,244 milesPetrol

£169/mo est.£8,961
See it on cinch
53× value

Ford Puma

1.0 EcoBoost Hybrid mHEV 155 ST-Line 5dr

202075,186 milesPetrol

£200/mo est.£10,599
See it on cinch
53× value

Citroen C4

1.2 PureTech You 5dr

202342,215 milesPetrol

£199/mo est.£10,499
See it on cinch
53× value

MINI Hatchback

1.5 Cooper Exclusive II 5dr [Comfort/Nav Pack]

201980,928 milesPetrol

£182/mo est.£9,608
See it on cinch
53× value−£300

Kia Stonic

1.0T GDi 3 5dr

201941,979 milesPetrol

£188/mo est.£9,881
See it on cinch
53× value−£350

Fiat 500

1.0 Mild Hybrid 3dr

202345,106 milesPetrol

£152/mo est.£7,999
See it on cinch
53× value−£450

Toyota Aygo

1.0 VVT-i X-Trend 5dr

202133,892 milesPetrol

£174/mo est.£9,155
See it on cinch
53× value

Mazda MX-30

107kW GT Sport Tech 35.5kWh 5dr Auto

202134,402 milesElectric

£188/mo est.£9,899
See it on cinch
52× value−£250

Kia XCeed

1.0T GDi ISG 2 5dr

202056,717 milesPetrol

£181/mo est.£9,499
See it on cinch
52× value

DS DS 3 Crossback

1.2 PureTech Performance Line 5dr

202019,733 milesPetrol

£200/mo est.£10,499
See it on cinch
52× value

Mazda MX-30

107kW GT Sport Tech 35.5kWh 5dr Auto

202129,189 milesElectric

£196/mo est.£10,299
See it on cinch
52× value

Nissan LEAF

110kW Tekna 40kWh 5dr Auto

202230,983 milesElectric

£180/mo est.£9,456
See it on cinch
52× value

Citroen C5 Aircross

1.2 PureTech 130 Flair 5dr

201947,228 milesPetrol

£187/mo est.£9,813
See it on cinch
52× value

Kia Ceed

1.0T GDi ISG GT-Line 5dr

201966,401 milesPetrol

£183/mo est.£9,594
See it on cinch
52× value

Kia Stonic

1.0T GDi 99 2 5dr

202158,713 milesPetrol

£187/mo est.£9,799
See it on cinch
52× value

Toyota Aygo

1.0 VVT-i X-Trend 5dr

202035,132 milesPetrol

£166/mo est.£8,699
See it on cinch
52× value

Kia Picanto

1.0 X-Line 5dr

202126,137 milesPetrol

£191/mo est.£9,999
See it on cinch
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