Cheap PCP car finder
Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 567 cars live.
Monthlies below are our estimates for a £0 deposit over 48 months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.
52× valueKia Stonic
1.0T GDi 4 5dr
201952,036 milesPetrol
52× valueNissan LEAF
110kW Tekna 40kWh 5dr Auto
202121,180 milesElectric
52× valueDacia Spring
27kWh Expression 65 48kW 5dr Auto
20251,503 milesElectric
52× valueDacia Sandero Stepway
1.0 TCe Bi-Fuel Expression 5dr
202327,208 milesPetrol / lpg
52× value−£450Dacia Spring
27kWh Extreme 65 48kW 5dr Auto
20244,053 milesElectric
52× valueKia Stonic
1.0T GDi 2 5dr
202031,485 milesPetrol
52× valueFord Focus
1.0 EcoBoost Active 5dr
202286,178 milesPetrol
52× value−£300Dacia Sandero Stepway
1.0 TCe Bi-Fuel Expression 5dr
202325,989 milesPetrol / lpg
52× valueFiat 500
1.0 Mild Hybrid Launch Edition 3dr
202150,054 milesPetrol
52× valueMINI Hatchback
1.5 Cooper Classic II 5dr [Comfort Pack]
202056,610 milesPetrol
52× valueToyota Aygo
1.0 VVT-i X-Trend 5dr
202036,426 milesPetrol
52× valueDacia Duster
1.0 TCe 90 Essential 5dr
202359,712 milesPetrol
52× value−£250Renault Captur
1.0 TCE 100 Play 5dr
202076,421 milesPetrol
52× valueDacia Duster
1.0 TCe 100 Bi-Fuel Essential 5dr
202218,886 milesPetrol / lpg
52× valueFiat 500
1.0 Mild Hybrid 3dr
202310,956 milesPetrol
52× valueDacia Duster
1.0 TCe 100 Bi-Fuel Essential 5dr
202220,631 milesPetrol / lpg
52× value−£350Kia Picanto
1.0 2 5dr [4 seats]
202413,611 milesPetrol
52× value−£300Citroen C5 Aircross
1.5 BlueHDi 130 Flair 5dr
202046,581 milesDiesel
52× valueHyundai Kona
1.0T GDi Blue Drive SE 5dr
201865,677 milesPetrol
52× valueFiat 500
1.0 Mild Hybrid 3dr
202337,849 milesPetrol
52× value−£250Fiat 500
1.0 Mild Hybrid 3dr
202325,553 milesPetrol
52× value−£400Kia Picanto
1.0 GT-line 5dr [4 seats]
202144,889 milesPetrol
52× valuePeugeot 208
1.2 PureTech 100 Allure Premium 5dr
202163,062 milesPetrol
52× valueDacia Sandero Stepway
1.0 TCe Bi-Fuel Expression 5dr
202337,876 milesPetrol / lpg