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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 567 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo

Monthlies below are our estimates for a £0 deposit over 48 months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

51× value−£350

Renault Captur

1.0 TCE 100 Iconic 5dr

202042,362 milesPetrol

£200/mo est.£10,241
See it on cinch
51× value

Suzuki Ignis

1.2 Dualjet SHVS SZ3 5dr

202029,715 milesPetrol

£166/mo est.£8,499
See it on cinch
51× value−£300

SEAT Ibiza

1.0 TSI 95 SE Technology [EZ] 5dr

201952,289 milesPetrol

£178/mo est.£9,101
See it on cinch
51× value

Fiat 500

1.0 Mild Hybrid 3dr

202332,408 milesPetrol

£186/mo est.£9,499
See it on cinch
51× value−£300

Fiat 500

1.0 Mild Hybrid Dolcevita [Part Leather] 3dr

202320,378 milesPetrol

£182/mo est.£9,299
See it on cinch
51× value

Fiat 500

1.0 Mild Hybrid Top 3dr

202333,209 milesPetrol

£188/mo est.£9,604
See it on cinch
51× value

Nissan LEAF

110kW Tekna 40kWh 5dr Auto

202132,069 milesElectric

£187/mo est.£9,549
See it on cinch
51× value

MG MG5

115kW Exclusive EV 53kWh 5dr Auto

202137,743 milesElectric

£198/mo est.£10,099
See it on cinch
51× value

Citroen C5 Aircross

1.2 PureTech 130 Flair 5dr

201955,388 milesPetrol

£196/mo est.£9,999
See it on cinch
51× value

Vauxhall Corsa

1.2 Elite Edition 5dr

202239,088 milesPetrol

£196/mo est.£9,999
See it on cinch
51× value

MG MG5

115kW Excite EV 61kWh 5dr Auto

202246,979 milesElectric

£196/mo est.£9,999
See it on cinch
51× value

Toyota Aygo

1.0 VVT-i X-Play 5dr

202028,461 milesPetrol

£169/mo est.£8,599
See it on cinch
51× value−£300

Fiat 500

1.0 Mild Hybrid Lounge 3dr

202126,793 milesPetrol

£163/mo est.£8,299
See it on cinch
51× value−£300

Nissan LEAF

110kW N-Connecta 39kWh 5dr Auto [ProPilot Pack]

202226,224 milesElectric

£197/mo est.£9,999
See it on cinch
51× value

Fiat 500

1.0 Mild Hybrid 3dr

202337,458 milesPetrol

£181/mo est.£9,199
See it on cinch
51× value

Nissan Qashqai

1.3 DiG-T Acenta Premium 5dr

201950,014 milesPetrol

£197/mo est.£9,999
See it on cinch
51× value

Fiat 500

1.0 Mild Hybrid 3dr

202330,350 milesPetrol

£186/mo est.£9,457
See it on cinch
51× value

Citroen C3

1.2 PureTech Plus 5dr

202316,673 milesPetrol

£197/mo est.£9,999
See it on cinch
51× value

Citroen C3

1.2 PureTech Plus 5dr

202317,178 milesPetrol

£197/mo est.£9,999
See it on cinch
51× value

Fiat 500

1.0 Mild Hybrid Dolcevita [Part Leather] 3dr

202312,077 milesPetrol

£193/mo est.£9,799
See it on cinch
51× value−£300

Fiat 500

1.0 Mild Hybrid Dolcevita [Part Leather] 3dr

202213,000 milesPetrol

£184/mo est.£9,349
See it on cinch
51× value−£450

Fiat 500

1.0 Mild Hybrid Lounge 3dr

202138,190 milesPetrol

£156/mo est.£7,929
See it on cinch
51× value

Citroen C3

1.2 PureTech Plus 5dr

202420,674 milesPetrol

£197/mo est.£9,999
See it on cinch
51× value

Nissan Qashqai

1.3 DiG-T Acenta Premium 5dr

202061,754 milesPetrol

£193/mo est.£9,805
See it on cinch
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