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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value— how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 567 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo

Monthlies below are our estimates for a £0 deposit over 48months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

51× value

MG MG3

1.5 VTi-TECH Exclusive 5dr [Navigation]

202437,161 milesPetrol

£185/mo est.£9,399
See it on cinch
51× value

Nissan Qashqai

1.3 DiG-T Acenta Premium 5dr

202055,452 milesPetrol

£197/mo est.£9,999
See it on cinch
51× value−£250

Ford Focus

1.0 EcoBoost 125 Active 5dr

202058,487 milesPetrol

£177/mo est.£8,999
See it on cinch
51× value

Fiat 500

1.0 Mild Hybrid Lounge 3dr

202138,337 milesPetrol

£156/mo est.£7,922
See it on cinch
51× value

Kia Stonic

1.0T GDi 2 5dr

201957,290 milesPetrol

£183/mo est.£9,272
See it on cinch
51× value

Fiat 500

1.0 Mild Hybrid Dolcevita [Part Leather] 3dr

202232,690 milesPetrol

£172/mo est.£8,699
See it on cinch
51× value

MG MG3

1.5 VTi-TECH Exclusive 5dr [Navigation]

202029,915 milesPetrol

£163/mo est.£8,249
See it on cinch
51× value

Renault ZOE

100kW GT Line + R135 50kWh Rapid Charge 5dr Auto

202253,140 milesElectric

£169/mo est.£8,549
See it on cinch
51× value

Fiat 500

1.0 Mild Hybrid Dolcevita [Part Leather] 3dr

202371,644 milesPetrol

£148/mo est.£7,499
See it on cinch
51× value−£400

Ford Focus

1.5 EcoBlue 120 Zetec Edition 5dr

202166,267 milesDiesel

£179/mo est.£9,056
See it on cinch
51× value

Vauxhall Corsa

1.2 Turbo Elite Nav Premium 5dr

202185,661 milesPetrol

£157/mo est.£7,954
See it on cinch
50× value

Fiat 500

1.0 Mild Hybrid Dolcevita [Part Leather] 3dr

202325,583 milesPetrol

£184/mo est.£9,299
See it on cinch
50× value

Renault Clio

1.0 TCe 90 Iconic Edition 5dr

202243,364 milesPetrol

£198/mo est.£9,994
See it on cinch
50× value

Vauxhall Corsa

1.2 Turbo SRi Edition 5dr

202246,648 milesPetrol

£194/mo est.£9,799
See it on cinch
50× value

Toyota Aygo

1.0 VVT-i JBL Edition 5dr

202037,226 milesPetrol

£198/mo est.£9,999
See it on cinch
50× value

Hyundai Kona

1.0T GDi Blue Drive Premium 5dr

201848,424 milesPetrol

£194/mo est.£9,800
See it on cinch
50× value

Hyundai IONIQ

100kW Premium 38kWh 5dr Auto

202013,059 milesElectric

£197/mo est.£9,949
See it on cinch
50× value−£300

MG MG3

1.5 VTi-TECH Exclusive 5dr [Navigation]

202119,734 milesPetrol

£174/mo est.£8,775
See it on cinch
50× value

Renault Kadjar

1.3 TCE S Edition 5dr

202069,933 milesPetrol

£175/mo est.£8,818
See it on cinch
50× value

Fiat 500

1.0 Mild Hybrid Dolcevita [Part Leather] 3dr

202319,548 milesPetrol

£191/mo est.£9,617
See it on cinch
50× value

Suzuki Ignis

1.2 Dualjet SHVS SZ-T 5dr

202073,168 milesPetrol

£159/mo est.£7,999
See it on cinch
50× value

Hyundai i10

1.0 MPi SE 5dr

202354,099 milesPetrol

£179/mo est.£8,999
See it on cinch
50× value

Kia Sportage

1.6 GDi ISG 2 5dr

201978,126 milesPetrol

£189/mo est.£9,498
See it on cinch
50× value

Hyundai Kona

1.0T GDi Blue Drive S 5dr

201855,057 milesPetrol

£159/mo est.£7,999
See it on cinch
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