Cheap PCP car finder
Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 136 cars live.
Monthlies below are our estimates for a £0 deposit over 36 months, at cinch’s representative 12.4% APR (balloon re-estimated for the term) — the checkout quote may differ slightly.
56× valueToyota Aygo X
1.0 VVT-i Pure 5dr
202216,166 milesPetrol
56× value−£300Toyota Aygo X
1.0 VVT-i Pure 5dr
202222,001 milesPetrol
55× valueMINI Hatchback
1.5 Cooper Classic 5dr
202274,732 milesPetrol
54× valueCitroen C4
1.5 BlueHDi Sense 5dr
202261,811 milesDiesel
54× value−£300Toyota Aygo X
1.0 VVT-i Pure 5dr
202366,195 milesPetrol
54× value−£300Mazda MX-30
107kW GT Sport Tech 35.5kWh 5dr Auto
202132,020 milesElectric
53× value−£250SKODA KAMIQ
1.0 TSI 95 S 5dr
202165,723 milesPetrol
53× value−£450MINI Convertible
1.5 Cooper Classic II 2dr
201869,320 milesPetrol
53× valueHyundai BAYON
1.0 TGDi 48V MHEV SE Connect 5dr
202375,244 milesPetrol
53× value−£350Fiat 500
1.0 Mild Hybrid 3dr
202345,106 milesPetrol
53× value−£450Toyota Aygo
1.0 VVT-i X-Trend 5dr
202133,892 milesPetrol
52× valueNissan LEAF
110kW Tekna 40kWh 5dr Auto
202230,983 milesElectric
52× valueToyota Aygo
1.0 VVT-i X-Trend 5dr
202035,132 milesPetrol
52× valueFiat 500
1.0 Mild Hybrid Launch Edition 3dr
202150,054 milesPetrol
52× valueToyota Aygo
1.0 VVT-i X-Trend 5dr
202036,426 milesPetrol
52× value−£250Renault Captur
1.0 TCE 100 Play 5dr
202076,421 milesPetrol
52× valueHyundai Kona
1.0T GDi Blue Drive SE 5dr
201865,677 milesPetrol
52× valueFiat 500
1.0 Mild Hybrid 3dr
202337,849 milesPetrol
52× value−£400Kia Picanto
1.0 GT-line 5dr [4 seats]
202144,889 milesPetrol
52× valuePeugeot 208
1.2 PureTech 100 Allure Premium 5dr
202163,062 milesPetrol
52× value−£300Dacia Duster
1.0 TCe 90 Comfort 5dr
202180,923 milesPetrol
51× valueToyota Aygo
1.0 VVT-i X-Play TSS 5dr
202025,161 milesPetrol
51× valueFiat 500
1.0 Mild Hybrid 3dr
202343,068 milesPetrol
51× value−£450Hyundai Kona
1.0T GDi Blue Drive SE 5dr
201952,354 milesPetrol