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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 1,416 cars live.

Best value Cheapest monthly Cheapest price Newest listings

FuelPetrol Diesel Hybrid ElectricGearboxManual Automatic

Monthly≤£150 ≤£200 ≤£250 ≤£300 ≤£400

Deposit£0 £500 £1,000 £2,000 £3,000 £5,000Term36 mo 42 mo 48 mo 60 mo

Monthlies below are our estimates for a £0 deposit over 42 months, at cinch’s representative 12.4% APR (balloon re-estimated for the term) — the checkout quote may differ slightly.

KGM Tivoli

1.5 K40 5dr Auto

20244,617 milesPetrol

£245/mo est.£13,999

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Volkswagen Golf

2.0 TDI 150 Style 5dr DSG

202271,664 milesDiesel

£249/mo est.£13,999

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MG ZS

1.0T GDi Exclusive 5dr DCT

202319,968 milesPetrol

£245/mo est.£13,680

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Nissan Juke

1.0 DiG-T N-Connecta 5dr DCT

202436,260 milesPetrol

£233/mo est.£12,999

See it on cinch

57× value−£350

Ford Puma

1.0 EcoBoost Hybrid mHEV ST-Line X 5dr

202323,221 milesPetrol

£243/mo est.£13,549

See it on cinch

57× value−£400

Volkswagen Taigo

1.0 TSI 110 Life 5dr

202348,118 milesPetrol

£215/mo est.£11,999

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57× value−£500

Ford Puma

1.0 EcoBoost Hybrid mHEV 155 ST-Line Vignale 5dr

202375,694 milesPetrol

£217/mo est.£11,999

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MG ZS

1.0T GDi Exclusive 5dr DCT

202325,529 milesPetrol

£239/mo est.£13,220

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Volkswagen T-Cross

1.0 TSI 110 SEL 5dr

202351,900 milesPetrol

£240/mo est.£13,204

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Volkswagen T-Cross

1.0 TSI 110 SEL 5dr

202460,244 milesPetrol

£240/mo est.£13,166

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Nissan Juke

1.0 DiG-T Acenta Premium 5dr

202516,531 milesPetrol

£248/mo est.£13,599

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Ford Fiesta

1.0 EcoBoost ST-Line 5dr

202341,488 milesPetrol

£201/mo est.£10,999

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SEAT Leon

1.0 TSI EVO SE Dynamic 5dr

202136,956 milesPetrol

£226/mo est.£12,399

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56× value−£450

SEAT Ibiza

1.0 TSI 110 Xcellence 5dr

202323,468 milesPetrol

£248/mo est.£13,549

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56× value−£400

Ford Puma

1.0 EcoBoost Hybrid mHEV ST-Line X 5dr

202232,326 milesPetrol

£235/mo est.£12,799

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Volkswagen T-Cross

1.0 TSI 110 R-Line 5dr

202264,349 milesPetrol

£244/mo est.£13,299

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56× value−£350

Ford Puma

1.0 EcoBoost Hybrid mHEV Titanium 5dr

202342,456 milesPetrol

£222/mo est.£12,056

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Toyota Aygo X

1.0 VVT-i Edge 5dr

202318,733 milesPetrol

£205/mo est.£11,149

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Toyota Aygo X

1.0 VVT-i Edge 5dr

202317,206 milesPetrol

£206/mo est.£11,199

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Toyota Aygo X

1.0 VVT-i Edge 5dr

202315,774 milesPetrol

£208/mo est.£11,299

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Toyota Aygo X

1.0 VVT-i Edge 5dr

202323,632 milesPetrol

£202/mo est.£10,949

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Toyota Aygo X

1.0 VVT-i Exclusive 5dr

202313,415 milesPetrol

£238/mo est.£12,894

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Toyota Aygo X

1.0 VVT-i Edge 5dr

202328,059 milesPetrol

£199/mo est.£10,749

See it on cinch

56× value−£500

Nissan Juke

1.0 DiG-T 114 N-Connecta 5dr

202422,316 milesPetrol

£240/mo est.£12,999

See it on cinch

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