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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value— how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 3,198 cars live.

Best value Cheapest monthly Cheapest price Newest listings

FuelPetrol Diesel Hybrid ElectricGearboxManual Automatic

Monthly≤£150 ≤£200 ≤£250 ≤£300 ≤£400

Deposit£0 £500 £1,000 £2,000 £3,000 £5,000Term36 mo 42 mo 48 mo 60 mo

Monthlies below are our estimates for a £0 deposit over 48months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

Toyota Aygo X

1.0 VVT-i Pure 5dr

202216,166 milesPetrol

£185/mo est.£10,349

See it on cinch

Nissan Juke

1.0 DiG-T 114 Tekna 5dr DCT

202251,643 milesPetrol

£213/mo est.£11,899

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56× value−£400

Nissan Juke

1.0 DiG-T N-Connecta 5dr

20252,655 milesPetrol

£281/mo est.£15,699

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Nissan Juke

1.6 Hybrid N-Connecta 5dr Auto

202419,602 milesPetrol hybrid

£281/mo est.£15,694

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SKODA FABIA

1.0 TSI SE Edition 5dr

202513,285 milesPetrol

£254/mo est.£14,194

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Volkswagen T-Cross

1.0 TSI 110 Black Edition 5dr

202341,482 milesPetrol

£259/mo est.£14,469

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SKODA SCALA

1.0 TSI 110 SE L 5dr

202223,621 milesPetrol

£242/mo est.£13,532

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Ford Puma

1.0 EcoBoost Hybrid mHEV ST-Line Vignale 5dr

202420,873 milesPetrol

£288/mo est.£16,054

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Hyundai Tucson

1.6 TGDi Plug-in Hybrid N Line 5dr 4WD Auto

202277,928 milesPetrol plug-in hybrid

£287/mo est.£15,999

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56× value−£400

BMW 3 Series

330e SE Pro 5dr Step Auto

202281,627 milesPetrol plug-in hybrid

£233/mo est.£12,999

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Ford Puma

1.0 EcoBoost Hybrid mHEV Titanium 5dr

202438,349 milesPetrol

£235/mo est.£13,099

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BMW 1 Series

118i [136] Sport 5dr [Live Cockpit Professional]

202236,567 milesPetrol

£282/mo est.£15,727

See it on cinch

56× value−£300

Toyota Aygo X

1.0 VVT-i Pure 5dr

202222,001 milesPetrol

£181/mo est.£10,099

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Vauxhall Mokka

1.2 Turbo Ultimate 5dr Auto

202316,101 milesPetrol

£278/mo est.£15,499

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Kia Sportage

1.6T GDi ISG 2 5dr

202342,139 milesPetrol

£285/mo est.£15,899

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SEAT Leon

1.0 TSI EVO SE Dynamic 5dr

202319,654 milesPetrol

£282/mo est.£15,699

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Ford Puma

1.0 EcoBoost Hybrid mHEV 155 ST-Line X 5dr

202327,494 milesPetrol

£273/mo est.£15,199

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Nissan Juke

1.0 DiG-T 114 Tekna+ 5dr

202316,254 milesPetrol

£264/mo est.£14,694

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SEAT Arona

1.0 TSI 110 FR Sport 5dr DSG

202230,207 milesPetrol

£246/mo est.£13,711

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SKODA KAMIQ

1.0 TSI 110 SE 5dr DSG

202424,604 milesPetrol

£262/mo est.£14,594

See it on cinch

MG ZS

1.0T GDi Exclusive 5dr

202223,181 milesPetrol

£222/mo est.£12,369

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SEAT Arona

1.0 TSI 110 FR 5dr

202327,225 milesPetrol

£238/mo est.£13,249

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Nissan Juke

1.6 Hybrid N-Connecta 5dr Auto

202418,347 milesPetrol hybrid

£278/mo est.£15,444

See it on cinch

56× value−£500

Ford Puma

1.0 EcoBoost Hybrid mHEV ST-Line 5dr DCT

202327,820 milesPetrol

£270/mo est.£15,008

See it on cinch

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