DealsFirst

Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 8 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo

Monthlies below are our estimates for a £1,000 deposit over 48 months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

54× value

Citroen C4

1.5 BlueHDi Sense 5dr

202261,811 milesDiesel

£150/mo est.£9,554
See it on cinch
51× value

Citroen C3 Aircross

1.5 BlueHDi Flair 5dr [6 speed]

201949,204 milesDiesel

£137/mo est.£8,349
See it on cinch
50× value

Ford Focus

1.5 EcoBlue 120 Active 5dr

202080,527 milesDiesel

£150/mo est.£8,749
See it on cinch
49× value

Ford Focus

1.5 EcoBlue 120 Zetec Nav 5dr

201980,751 milesDiesel

£138/mo est.£7,999
See it on cinch
47× value

Citroen C4 Cactus

1.5 BlueHDi Flair 5dr

201950,740 milesDiesel

£140/mo est.£7,749
See it on cinch
46× value−£250

Renault Megane

1.5 Blue dCi 115 Iconic 5dr

201965,958 milesDiesel

£145/mo est.£7,955
See it on cinch
45× value−£350

Renault Captur

1.5 dCi 90 GT Line 5dr

201973,636 milesDiesel

£143/mo est.£7,559
See it on cinch
45× value

Renault Captur

1.5 dCi 90 Iconic 5dr

201951,516 milesDiesel

£150/mo est.£7,862
See it on cinch