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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 98 cars live.

Best value Cheapest monthly Cheapest price Newest listings

FuelPetrol Diesel Hybrid ElectricGearboxManual Automatic

Monthly≤£150 ≤£200 ≤£250 ≤£300 ≤£400

Deposit£0 £500 £1,000 £2,000 £3,000 £5,000Term36 mo 42 mo 48 mo 60 mo

Monthlies below are our estimates for a £1,000 deposit over 48 months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

54× value−£300

Mazda MX-30

107kW GT Sport Tech 35.5kWh 5dr Auto

202132,020 milesElectric

£154/mo est.£9,670

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Vauxhall Mokka

100kW SRi Nav Premium 50kWh 5dr Auto

202237,197 milesElectric

£181/mo est.£10,999

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Vauxhall Mokka

100kW SRi Nav Premium 50kWh 5dr Auto

202133,883 milesElectric

£181/mo est.£10,999

See it on cinch

Volkswagen ID.3

110kW Life Pure Performance 45kWh 5dr Auto

202233,118 milesElectric

£200/mo est.£11,999

See it on cinch

Vauxhall Mokka

100kW SRi Premium 50kWh 5dr Auto

202232,000 milesElectric

£191/mo est.£11,499

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Nissan LEAF

110kW Shiro 39kWh 5dr Auto

202312,726 milesElectric

£181/mo est.£10,899

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MG MG4

125kW SE EV 51kWh 5dr Auto

202334,316 milesElectric

£196/mo est.£11,699

See it on cinch

Mazda MX-30

107kW GT Sport Tech 35.5kWh 5dr Auto

202134,402 milesElectric

£162/mo est.£9,899

See it on cinch

MG MG4

125kW SE EV 51kWh 5dr Auto

202335,003 milesElectric

£199/mo est.£11,799

See it on cinch

Mazda MX-30

107kW GT Sport Tech 35.5kWh 5dr Auto

202129,189 milesElectric

£170/mo est.£10,299

See it on cinch

Nissan LEAF

110kW Tekna 40kWh 5dr Auto

202230,983 milesElectric

£154/mo est.£9,456

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Vauxhall Mokka

100kW Elite Premium 50kWh 5dr Auto

202229,277 milesElectric

£184/mo est.£10,999

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Vauxhall Mokka

100kW SRi Nav Premium 50kWh 5dr Auto

202136,283 milesElectric

£191/mo est.£11,349

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Nissan LEAF

110kW Tekna 40kWh 5dr Auto

202121,180 milesElectric

£156/mo est.£9,499

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Nissan LEAF

160kW e+ N-Connecta 59kWh 5dr Auto

202234,460 milesElectric

£198/mo est.£11,694

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Dacia Spring

27kWh Expression 65 48kW 5dr Auto

20251,503 milesElectric

£156/mo est.£9,499

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52× value−£450

Dacia Spring

27kWh Extreme 65 48kW 5dr Auto

20244,053 milesElectric

£162/mo est.£9,800

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Hyundai IONIQ

100kW Premium 38kWh 5dr Auto

202213,090 milesElectric

£198/mo est.£11,649

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52× value−£300

Nissan LEAF

110kW N-Connecta 39kWh 5dr Auto

202310,672 milesElectric

£180/mo est.£10,660

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Nissan LEAF

110kW Tekna 39kWh 5dr Auto

202318,195 milesElectric

£200/mo est.£11,699

See it on cinch

Nissan LEAF

110kW Tekna 39kWh 5dr Auto

202328,067 milesElectric

£187/mo est.£10,994

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Hyundai IONIQ

100kW Premium SE 38kWh 5dr Auto

202125,131 milesElectric

£187/mo est.£10,999

See it on cinch

52× value−£350

Fiat 500E

87kW Red 42kWh 3dr Auto

202328,143 milesElectric

£199/mo est.£11,599

See it on cinch

Fiat 500E

87kW Icon 42kWh 3dr Auto

202239,405 milesElectric

£168/mo est.£9,999

See it on cinch

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