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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 1,078 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo

Monthlies below are our estimates for a £1,000 deposit over 48 months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

57× value

Kia Niro

1.6 GDi Hybrid 2 5dr DCT

202260,984 milesPetrol hybrid

£233/mo est.£14,645
See it on cinch
57× value

SEAT Arona

1.0 TSI 115 FR Sport 5dr DSG

202422,292 milesPetrol

£249/mo est.£15,549
See it on cinch
57× value

Vauxhall Astra

1.2 Turbo 130 GS 5dr Auto

202418,349 milesPetrol

£257/mo est.£15,999
See it on cinch
57× value

MG ZS

1.0T GDi Exclusive 5dr DCT

202216,962 milesPetrol

£217/mo est.£13,749
See it on cinch
56× value

Honda Jazz

1.5 i-MMD Hybrid EX 5dr eCVT

202145,725 milesPetrol hybrid

£257/mo est.£15,994
See it on cinch
56× value

Volkswagen Golf

1.4 TSI GTE 5dr DSG

202054,399 milesPetrol plug-in hybrid

£258/mo est.£15,999
See it on cinch
56× value

DS DS 4

1.2 PureTech Performance Line + 5dr EAT8

202342,622 milesPetrol

£233/mo est.£14,599
See it on cinch
56× value

SEAT Arona

1.0 TSI 110 FR Edition 5dr DSG

202329,991 milesPetrol

£217/mo est.£13,699
See it on cinch
56× value−£500

Land Rover Discovery Sport

1.5 P300e R-Dynamic HSE 5dr Auto [5 Seat]

202180,012 milesPetrol plug-in hybrid

£249/mo est.£15,499
See it on cinch
56× value

MG ZS

1.0T GDi Exclusive 5dr DCT

202216,033 milesPetrol

£221/mo est.£13,899
See it on cinch
56× value

Nissan Juke

1.6 Hybrid Tekna 5dr Auto

202318,310 milesPetrol hybrid

£260/mo est.£16,094
See it on cinch
56× value

Nissan Juke

1.0 DiG-T N-Connecta 5dr DCT

202422,398 milesPetrol

£232/mo est.£14,499
See it on cinch
56× value−£500

Audi A3

35 TDI S Line 5dr S Tronic

202072,031 milesDiesel

£243/mo est.£15,099
See it on cinch
56× value−£400

Volkswagen T-Cross

1.0 TSI 110 SE 5dr DSG

202345,567 milesPetrol

£234/mo est.£14,599
See it on cinch
56× value

Hyundai BAYON

1.0 TGDi Ultimate 5dr DCT

202413,921 milesPetrol

£253/mo est.£15,649
See it on cinch
56× value

Land Rover Range Rover Evoque

1.5 P300e R-Dynamic S 5dr Auto

202160,202 milesPetrol plug-in hybrid

£260/mo est.£15,999
See it on cinch
56× value

DS DS 4

1.2 PureTech Performance Line + 5dr EAT8

202345,031 milesPetrol

£235/mo est.£14,599
See it on cinch
56× value−£400

BMW X3

xDrive20i xLine 5dr Step Auto

201756,510 milesPetrol

£236/mo est.£14,675
See it on cinch
56× value

Nissan Juke

1.0 DiG-T N-Connecta 5dr DCT

20258,957 milesPetrol

£258/mo est.£15,899
See it on cinch
56× value

Nissan Juke

1.0 DiG-T N-Connecta 5dr DCT

202516,088 milesPetrol

£255/mo est.£15,694
See it on cinch
56× value

Ford Puma

1.0 EcoBoost Hybr mHEV 155 ST-Line Vignale 5dr DCT

202236,891 milesPetrol

£256/mo est.£15,749
See it on cinch
56× value

Nissan Juke

1.0 DiG-T 114 Tekna 5dr DCT

202251,643 milesPetrol

£187/mo est.£11,899
See it on cinch
56× value

Nissan Juke

1.6 Hybrid N-Connecta 5dr Auto

202419,602 milesPetrol hybrid

£255/mo est.£15,694
See it on cinch
56× value

Hyundai Tucson

1.6 TGDi Plug-in Hybrid N Line 5dr 4WD Auto

202277,928 milesPetrol plug-in hybrid

£261/mo est.£15,999
See it on cinch
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