Cheap PCP car finder
Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 442 cars live.
Monthlies below are our estimates for a £1,000 deposit over 60 months, at cinch’s representative 12.4% APR (balloon re-estimated for the term) — the checkout quote may differ slightly.
56× value−£300Toyota Aygo X
1.0 VVT-i Pure 5dr
202222,001 milesPetrol
55× valueMINI Hatchback
1.5 Cooper Classic 5dr
202274,732 milesPetrol
54× valueCitroen C4
1.5 BlueHDi Sense 5dr
202261,811 milesDiesel
54× value−£300Toyota Aygo X
1.0 VVT-i Pure 5dr
202366,195 milesPetrol
54× valueNissan Juke
1.0 DiG-T N-Connecta 5dr
202051,245 milesPetrol
54× value−£300Mazda MX-30
107kW GT Sport Tech 35.5kWh 5dr Auto
202132,020 milesElectric
53× value−£250SKODA KAMIQ
1.0 TSI 95 S 5dr
202165,723 milesPetrol
53× value−£450MINI Convertible
1.5 Cooper Classic II 2dr
201869,320 milesPetrol
53× valueHyundai BAYON
1.0 TGDi 48V MHEV SE Connect 5dr
202375,244 milesPetrol
53× valueMINI Hatchback
1.5 Cooper Exclusive II 5dr [Comfort/Nav Pack]
201980,928 milesPetrol
53× value−£350Fiat 500
1.0 Mild Hybrid 3dr
202345,106 milesPetrol
53× value−£450Toyota Aygo
1.0 VVT-i X-Trend 5dr
202133,892 milesPetrol
52× value−£250Kia XCeed
1.0T GDi ISG 2 5dr
202056,717 milesPetrol
52× valueNissan LEAF
110kW Tekna 40kWh 5dr Auto
202230,983 milesElectric
52× valueCitroen C5 Aircross
1.2 PureTech 130 Flair 5dr
201947,228 milesPetrol
52× valueKia Ceed
1.0T GDi ISG GT-Line 5dr
201966,401 milesPetrol
52× valueKia Stonic
1.0T GDi 99 2 5dr
202158,713 milesPetrol
52× valueToyota Aygo
1.0 VVT-i X-Trend 5dr
202035,132 milesPetrol
52× valueNissan LEAF
110kW Tekna 40kWh 5dr Auto
202121,180 milesElectric
52× valueDacia Spring
27kWh Expression 65 48kW 5dr Auto
20251,503 milesElectric
52× valueDacia Sandero Stepway
1.0 TCe Bi-Fuel Expression 5dr
202327,208 milesPetrol / lpg
52× valueFord Focus
1.0 EcoBoost Active 5dr
202286,178 milesPetrol
52× value−£300Dacia Sandero Stepway
1.0 TCe Bi-Fuel Expression 5dr
202325,989 milesPetrol / lpg
52× valueFiat 500
1.0 Mild Hybrid Launch Edition 3dr
202150,054 milesPetrol