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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 1,130 cars live.

Best value Cheapest monthly Cheapest price Newest listings

FuelPetrol Diesel Hybrid ElectricGearboxManual Automatic

Monthly≤£150 ≤£200 ≤£250 ≤£300 ≤£400

Deposit£0 £500 £1,000 £2,000 £3,000 £5,000Term36 mo 42 mo 48 mo 60 mo

Monthlies below are our estimates for a £1,000 deposit over 48 months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

Renault Clio

1.0 TCe 90 RS Line 5dr

202329,335 milesPetrol

£193/mo est.£11,749

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SEAT Arona

1.0 TSI 110 FR [EZ] 5dr

202123,982 milesPetrol

£197/mo est.£11,979

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Renault Clio

1.0 TCe 90 RS Line 5dr

202325,965 milesPetrol

£198/mo est.£11,999

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MINI Clubman

1.5 Cooper Classic 6dr

201941,200 milesPetrol

£194/mo est.£11,794

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MINI Convertible

1.5 Cooper Sport II 2dr [Comfort Pack]

201946,400 milesPetrol

£198/mo est.£11,999

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Nissan Juke

1.0 DiG-T Tekna 5dr

202025,253 milesPetrol

£195/mo est.£11,839

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Renault Captur

1.0 TCE 90 Techno 5dr

202442,153 milesPetrol

£200/mo est.£12,099

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53× value−£300

Citroen C4

1.2 PureTech You 5dr

202418,714 milesPetrol

£189/mo est.£11,499

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MINI Hatchback

1.5 Cooper Classic 5dr

202257,264 milesPetrol

£193/mo est.£11,699

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53× value−£300

Renault Captur

1.0 TCE 90 Evolution 5dr

202434,815 milesPetrol

£197/mo est.£11,899

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SEAT Arona

1.0 TSI 115 FR [EZ] 5dr

202042,751 milesPetrol

£174/mo est.£10,689

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53× value−£300

Hyundai Kona

1.0 TGDi 48V MHEV SE Connect 5dr

202265,110 milesPetrol

£165/mo est.£10,192

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53× value−£350

SEAT Arona

1.0 TSI SE 5dr

202322,856 milesPetrol

£198/mo est.£11,966

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MINI Convertible

1.5 Cooper Sport II 2dr

201938,867 milesPetrol

£199/mo est.£12,013

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SKODA KAMIQ

1.0 TSI 95 S 5dr

202237,496 milesPetrol

£183/mo est.£11,157

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Volkswagen T-Cross

1.0 TSI SE 5dr

201947,859 milesPetrol

£184/mo est.£11,185

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Volkswagen T-Cross

1.0 TSI S 5dr

202155,187 milesPetrol

£199/mo est.£11,999

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53× value−£250

SKODA KAMIQ

1.0 TSI 95 S 5dr

202165,723 milesPetrol

£147/mo est.£9,216

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Nissan Juke

1.0 DiG-T 114 N-Connecta 5dr

202364,009 milesPetrol

£185/mo est.£11,249

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53× value−£450

MINI Convertible

1.5 Cooper Classic II 2dr

201869,320 milesPetrol

£144/mo est.£9,058

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Kia Stonic

1.0T GDi 48V GT-Line 5dr

202250,909 milesPetrol

£188/mo est.£11,399

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Volkswagen Golf

1.0 TSI Life 5dr

202382,810 milesPetrol

£184/mo est.£11,199

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Kia Picanto

1.0T GDi GT-line S 5dr [4 seats]

202116,289 milesPetrol

£197/mo est.£11,894

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Dacia Jogger

1.0 TCe Essential 5dr

202262,913 milesPetrol

£162/mo est.£9,999

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