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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 900 cars live.

Best value Cheapest monthly Cheapest price Newest listings

FuelPetrol Diesel Hybrid ElectricGearboxManual Automatic

Monthly≤£150 ≤£200 ≤£250 ≤£300 ≤£400

Deposit£0 £500 £1,000 £2,000 £3,000 £5,000Term36 mo 42 mo 48 mo 60 mo

Monthlies below are our estimates for a £1,000 deposit over 42 months, at cinch’s representative 12.4% APR (balloon re-estimated for the term) — the checkout quote may differ slightly.

57× value−£400

Volkswagen Taigo

1.0 TSI 110 Life 5dr

202348,118 milesPetrol

£186/mo est.£11,999

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57× value−£500

Ford Puma

1.0 EcoBoost Hybrid mHEV 155 ST-Line Vignale 5dr

202375,694 milesPetrol

£188/mo est.£11,999

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Ford Fiesta

1.0 EcoBoost ST-Line 5dr

202341,488 milesPetrol

£171/mo est.£10,999

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SEAT Leon

1.0 TSI EVO SE Dynamic 5dr

202136,956 milesPetrol

£197/mo est.£12,399

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56× value−£350

Ford Puma

1.0 EcoBoost Hybrid mHEV Titanium 5dr

202342,456 milesPetrol

£192/mo est.£12,056

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Toyota Aygo X

1.0 VVT-i Edge 5dr

202318,733 milesPetrol

£176/mo est.£11,149

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Toyota Aygo X

1.0 VVT-i Edge 5dr

202317,206 milesPetrol

£177/mo est.£11,199

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Toyota Aygo X

1.0 VVT-i Edge 5dr

202315,774 milesPetrol

£179/mo est.£11,299

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Toyota Aygo X

1.0 VVT-i Edge 5dr

202323,632 milesPetrol

£173/mo est.£10,949

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Toyota Aygo X

1.0 VVT-i Edge 5dr

202328,059 milesPetrol

£170/mo est.£10,749

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Toyota Aygo X

1.0 VVT-i Edge 5dr

202320,738 milesPetrol

£177/mo est.£11,149

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Toyota Aygo X

1.0 VVT-i Pure 5dr

202216,166 milesPetrol

£163/mo est.£10,349

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Nissan Juke

1.0 DiG-T 114 Tekna 5dr DCT

202251,643 milesPetrol

£192/mo est.£11,899

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56× value−£300

Toyota Aygo X

1.0 VVT-i Pure 5dr

202222,001 milesPetrol

£159/mo est.£10,099

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SEAT Leon

1.5 TSI EVO SE Dynamic 5dr

202151,282 milesPetrol

£195/mo est.£11,999

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55× value−£300

Volkswagen T-Cross

1.0 TSI 110 SEL 5dr

202274,982 milesPetrol

£183/mo est.£11,321

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SEAT Arona

1.0 TSI 110 FR Sport 5dr

202248,380 milesPetrol

£199/mo est.£12,199

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Toyota Aygo X

1.0 VVT-i Pure 5dr

202319,211 milesPetrol

£174/mo est.£10,799

See it on cinch

DS DS 3 Crossback

1.2 PureTech Bastille 5dr

202219,068 milesPetrol

£189/mo est.£11,634

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Toyota Aygo X

1.0 VVT-i Pure 5dr

202318,586 milesPetrol

£175/mo est.£10,849

See it on cinch

Nissan Juke

1.0 DiG-T 114 N-Connecta 5dr

202124,649 milesPetrol

£191/mo est.£11,699

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Toyota Aygo X

1.0 VVT-i Pure 5dr

202219,953 milesPetrol

£170/mo est.£10,499

See it on cinch

MINI Hatchback

1.5 Cooper Classic 5dr

202274,732 milesPetrol

£160/mo est.£9,999

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55× value−£350

Toyota Aygo X

1.0 VVT-i Edge 5dr

202215,536 milesPetrol

£182/mo est.£11,149

See it on cinch

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