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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 1,624 cars live.

Best value Cheapest monthly Cheapest price Newest listings

FuelPetrol Diesel Hybrid ElectricGearboxManual Automatic

Monthly≤£150 ≤£200 ≤£250 ≤£300 ≤£400

Deposit£0 £500 £1,000 £2,000 £3,000 £5,000Term36 mo 42 mo 48 mo 60 mo

Monthlies below are our estimates for a £1,000 deposit over 60 months, at cinch’s representative 12.4% APR (balloon re-estimated for the term) — the checkout quote may differ slightly.

Nissan Juke

1.0 DiG-T N-Connecta 5dr DCT

202436,260 milesPetrol

£192/mo est.£12,999

See it on cinch

57× value−£400

Volkswagen Taigo

1.0 TSI 110 Life 5dr

202348,118 milesPetrol

£176/mo est.£11,999

See it on cinch

57× value−£500

Ford Puma

1.0 EcoBoost Hybrid mHEV 155 ST-Line Vignale 5dr

202375,694 milesPetrol

£177/mo est.£11,999

See it on cinch

MG ZS

1.0T GDi Exclusive 5dr DCT

202325,529 milesPetrol

£197/mo est.£13,220

See it on cinch

Volkswagen T-Cross

1.0 TSI 110 SEL 5dr

202351,900 milesPetrol

£197/mo est.£13,204

See it on cinch

Volkswagen T-Cross

1.0 TSI 110 SEL 5dr

202460,244 milesPetrol

£197/mo est.£13,166

See it on cinch

Ford Fiesta

1.0 EcoBoost ST-Line 5dr

202341,488 milesPetrol

£161/mo est.£10,999

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SEAT Leon

1.0 TSI EVO SE Dynamic 5dr

202136,956 milesPetrol

£185/mo est.£12,399

See it on cinch

56× value−£400

Ford Puma

1.0 EcoBoost Hybrid mHEV ST-Line X 5dr

202232,326 milesPetrol

£192/mo est.£12,799

See it on cinch

Volkswagen T-Cross

1.0 TSI 110 R-Line 5dr

202264,349 milesPetrol

£200/mo est.£13,299

See it on cinch

56× value−£350

Ford Puma

1.0 EcoBoost Hybrid mHEV Titanium 5dr

202342,456 milesPetrol

£180/mo est.£12,056

See it on cinch

Toyota Aygo X

1.0 VVT-i Edge 5dr

202318,733 milesPetrol

£165/mo est.£11,149

See it on cinch

Toyota Aygo X

1.0 VVT-i Edge 5dr

202317,206 milesPetrol

£166/mo est.£11,199

See it on cinch

Toyota Aygo X

1.0 VVT-i Edge 5dr

202315,774 milesPetrol

£167/mo est.£11,299

See it on cinch

Toyota Aygo X

1.0 VVT-i Edge 5dr

202323,632 milesPetrol

£162/mo est.£10,949

See it on cinch

Toyota Aygo X

1.0 VVT-i Exclusive 5dr

202313,415 milesPetrol

£194/mo est.£12,894

See it on cinch

Toyota Aygo X

1.0 VVT-i Edge 5dr

202328,059 milesPetrol

£159/mo est.£10,749

See it on cinch

56× value−£500

Nissan Juke

1.0 DiG-T 114 N-Connecta 5dr

202422,316 milesPetrol

£196/mo est.£12,999

See it on cinch

Toyota Aygo X

1.0 VVT-i Edge 5dr

202320,738 milesPetrol

£165/mo est.£11,149

See it on cinch

Toyota Aygo X

1.0 VVT-i Pure 5dr

202216,166 milesPetrol

£152/mo est.£10,349

See it on cinch

Nissan Juke

1.0 DiG-T 114 Tekna 5dr DCT

202251,643 milesPetrol

£178/mo est.£11,899

See it on cinch

56× value−£400

BMW 3 Series

330e SE Pro 5dr Step Auto

202281,627 milesPetrol plug-in hybrid

£197/mo est.£12,999

See it on cinch

Ford Puma

1.0 EcoBoost Hybrid mHEV Titanium 5dr

202438,349 milesPetrol

£199/mo est.£13,099

See it on cinch

56× value−£300

Toyota Aygo X

1.0 VVT-i Pure 5dr

202222,001 milesPetrol

£148/mo est.£10,099

See it on cinch

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