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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 2,734 cars live.

Best value Cheapest monthly Cheapest price Newest listings

FuelPetrol Diesel Hybrid ElectricGearboxManual Automatic

Monthly≤£150 ≤£200 ≤£250 ≤£300 ≤£400

Deposit£0 £500 £1,000 £2,000 £3,000 £5,000Term36 mo 42 mo 48 mo 60 mo

Monthlies below are our estimates for a £1,000 deposit over 48 months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

SKODA SCALA

1.0 TSI 116 SE Edition 5dr DSG

202513,957 milesPetrol

£250/mo est.£15,899

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SKODA SCALA

1.0 TSI 116 SE Edition 5dr DSG

202513,623 milesPetrol

£250/mo est.£15,899

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SKODA SCALA

1.0 TSI 116 SE Edition 5dr DSG

202513,719 milesPetrol

£250/mo est.£15,889

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MG ZS

1.0T GDi Exclusive 5dr DCT

202319,968 milesPetrol

£212/mo est.£13,680

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Nissan Juke

1.0 DiG-T N-Connecta 5dr DCT

202436,260 milesPetrol

£200/mo est.£12,999

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SKODA SCALA

1.0 TSI 116 SE Edition 5dr

202516,582 milesPetrol

£233/mo est.£14,899

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57× value−£350

Ford Puma

1.0 EcoBoost Hybrid mHEV ST-Line X 5dr

202323,221 milesPetrol

£210/mo est.£13,549

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57× value−£400

Volkswagen Taigo

1.0 TSI 110 Life 5dr

202348,118 milesPetrol

£183/mo est.£11,999

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Jeep Avenger

1.2 Altitude+ 5dr

202411,669 milesPetrol

£236/mo est.£14,999

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MG ZS

1.0T GDi Exclusive 5dr DCT

202314,573 milesPetrol

£221/mo est.£14,149

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MG ZS

1.0T GDi Exclusive 5dr DCT

202410,728 milesPetrol

£234/mo est.£14,899

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Volkswagen T-Cross

1.0 TSI 110 SEL 5dr

202434,234 milesPetrol

£233/mo est.£14,844

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MG ZS

1.0T GDi Exclusive 5dr DCT

202310,545 milesPetrol

£219/mo est.£13,999

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57× value−£450

SEAT Arona

1.0 TSI 115 FR Limited Edition 5dr

202416,266 milesPetrol

£235/mo est.£14,899

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57× value−£400

Jeep Avenger

1.2 Altitude 5dr

202414,867 milesPetrol

£228/mo est.£14,499

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Nissan Juke

1.6 Hybrid Acenta Premium 5dr Auto

20246,566 milesPetrol hybrid

£244/mo est.£15,399

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SEAT Leon

1.5 TSI EVO SE Dynamic 5dr

202211,921 milesPetrol

£228/mo est.£14,499

See it on cinch

57× value−£400

Jeep Avenger

1.2 Altitude 5dr

202415,014 milesPetrol

£228/mo est.£14,499

See it on cinch

57× value−£500

Ford Puma

1.0 EcoBoost Hybrid mHEV 155 ST-Line Vignale 5dr

202375,694 milesPetrol

£184/mo est.£11,999

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Nissan Juke

1.0 DiG-T N-Connecta 5dr DCT

202420,534 milesPetrol

£228/mo est.£14,499

See it on cinch

57× value−£450

Volkswagen T-Cross

1.0 TSI 110 Black Edition 5dr

202320,037 milesPetrol

£237/mo est.£14,999

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MG ZS

1.0T GDi Exclusive 5dr DCT

202325,529 milesPetrol

£206/mo est.£13,220

See it on cinch

Volkswagen Golf

2.0 TDI Style 5dr

202154,348 milesDiesel

£235/mo est.£14,880

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DS DS 4

1.2 PureTech Performance Line + 5dr EAT8

202335,701 milesPetrol

£230/mo est.£14,599

See it on cinch

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