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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 3,198 cars live.

Best value Cheapest monthly Cheapest price Newest listings

FuelPetrol Diesel Hybrid ElectricGearboxManual Automatic

Monthly≤£150 ≤£200 ≤£250 ≤£300 ≤£400

Deposit£0 £500 £1,000 £2,000 £3,000 £5,000Term36 mo 42 mo 48 mo 60 mo

Monthlies below are our estimates for a £1,000 deposit over 48 months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

Volkswagen T-Cross

1.0 TSI 110 Black Edition 5dr

202318,635 milesPetrol

£251/mo est.£15,599

See it on cinch

56× value−£350

Ford Puma

1.0 EcoBoost Hybrid mHEV Titanium 5dr

202342,456 milesPetrol

£188/mo est.£12,056

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Audi A3

30 TFSI S Line 4dr

202150,595 milesPetrol

£251/mo est.£15,575

See it on cinch

Toyota Aygo X

1.0 VVT-i Edge 5dr

202318,733 milesPetrol

£172/mo est.£11,149

See it on cinch

56× value−£300

SKODA KAMIQ

1.0 TSI 95 SE Edition 5dr

202514,963 milesPetrol

£251/mo est.£15,589

See it on cinch

Volkswagen T-Cross

1.0 TSI 110 Black Edition 5dr

202220,364 milesPetrol

£239/mo est.£14,904

See it on cinch

Toyota Aygo X

1.0 VVT-i Edge 5dr

202317,206 milesPetrol

£173/mo est.£11,199

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MG ZS

1.0T GDi Exclusive 5dr DCT

202216,033 milesPetrol

£221/mo est.£13,899

See it on cinch

BMW 2 Series Gran Coupe

218i [136] Sport 4dr [Live Cockpit Professional]

202254,058 milesPetrol

£249/mo est.£15,479

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Nissan Juke

1.6 Hybrid Tekna 5dr Auto

202318,310 milesPetrol hybrid

£260/mo est.£16,094

See it on cinch

56× value−£500

SKODA KAMIQ

1.0 TSI 95 SE Edition 5dr

202513,638 milesPetrol

£255/mo est.£15,779

See it on cinch

Audi A3

30 TFSI Sport 5dr

202234,762 milesPetrol

£250/mo est.£15,499

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Volkswagen T-Cross

1.0 TSI 110 Black Edition 5dr

202236,936 milesPetrol

£223/mo est.£13,999

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Nissan Juke

1.0 DiG-T N-Connecta 5dr

20254,236 milesPetrol

£243/mo est.£15,099

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MINI Hatchback

1.5 Cooper Exclusive 5dr

202144,941 milesPetrol

£234/mo est.£14,599

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Nissan Juke

1.0 DiG-T N-Connecta 5dr DCT

202422,398 milesPetrol

£232/mo est.£14,499

See it on cinch

Toyota Aygo X

1.0 VVT-i Edge 5dr

202315,774 milesPetrol

£175/mo est.£11,299

See it on cinch

56× value−£500

Audi A3

35 TDI S Line 5dr S Tronic

202072,031 milesDiesel

£243/mo est.£15,099

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MG ZS

1.0T GDi Exclusive 5dr

202415,212 milesPetrol

£223/mo est.£13,999

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SEAT Ibiza

1.0 TSI 115 FR Sport 5dr

202418,796 milesPetrol

£241/mo est.£14,999

See it on cinch

56× value−£400

Volkswagen T-Cross

1.0 TSI 110 SE 5dr DSG

202345,567 milesPetrol

£234/mo est.£14,599

See it on cinch

Nissan Juke

1.0 DiG-T N-Connecta 5dr

20254,930 milesPetrol

£246/mo est.£15,294

See it on cinch

Hyundai BAYON

1.0 TGDi Ultimate 5dr DCT

202413,921 milesPetrol

£253/mo est.£15,649

See it on cinch

56× value−£650

SKODA SCALA

1.0 TSI 110 SE L 5dr

202327,723 milesPetrol

£225/mo est.£14,089

See it on cinch

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