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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 93 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo

Monthlies below are our estimates for a £3,000 deposit over 48 months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

55× value−£650

Ford Kuga

1.5 EcoBlue Titanium Edition 5dr

202156,636 milesDiesel

£139/mo est.£11,899
See it on cinch
54× value−£350

Ford Kuga

1.5 EcoBlue Zetec 5dr

202246,710 milesDiesel

£145/mo est.£12,119
See it on cinch
54× value

DS DS 3 Crossback

1.5 BlueHDi Prestige 5dr

202148,717 milesDiesel

£113/mo est.£10,399
See it on cinch
54× value

Citroen C4

1.5 BlueHDi Sense 5dr

202261,811 milesDiesel

£98/mo est.£9,554
See it on cinch
54× value−£350

Citroen C4

1.5 BlueHDi Sense 5dr

202229,777 milesDiesel

£134/mo est.£11,498
See it on cinch
53× value

Ford Kuga

1.5 EcoBlue Titanium 5dr

202070,340 milesDiesel

£132/mo est.£11,147
See it on cinch
52× value

Vauxhall Combo Life

1.5 Turbo D 130 Energy 5dr

202063,422 milesDiesel

£124/mo est.£10,598
See it on cinch
52× value

Citroen C5 Aircross

1.5 BlueHDi 130 Flair Plus 5dr

202147,935 milesDiesel

£145/mo est.£11,679
See it on cinch
52× value−£300

Citroen C5 Aircross

1.5 BlueHDi 130 Flair 5dr

202046,581 milesDiesel

£122/mo est.£10,359
See it on cinch
51× value

Citroen C3 Aircross

1.5 BlueHDi Flair 5dr [6 speed]

201949,204 milesDiesel

£85/mo est.£8,349
See it on cinch
51× value

Vauxhall Insignia Grand Sport

1.5 Turbo D GS Line 5dr

202270,650 milesDiesel

£137/mo est.£10,999
See it on cinch
51× value

Vauxhall Mokka

1.5 Turbo D Elite Edition 5dr

202265,986 milesDiesel

£147/mo est.£11,499
See it on cinch
51× value

Vauxhall Insignia Grand Sport

1.5 Turbo D Design 5dr

202254,046 milesDiesel

£139/mo est.£10,990
See it on cinch
51× value−£400

Ford Focus

1.5 EcoBlue 120 Zetec Edition 5dr

202166,267 milesDiesel

£101/mo est.£9,056
See it on cinch
50× value

Nissan Qashqai

1.5 dCi 115 Tekna 5dr

201961,033 milesDiesel

£125/mo est.£10,251
See it on cinch
50× value

Peugeot 3008

1.5 BlueHDi GT Line Premium 5dr

201964,525 milesDiesel

£146/mo est.£11,199
See it on cinch
50× value

SKODA KAROQ

1.6 TDI SE L 5dr

201873,165 milesDiesel

£138/mo est.£10,761
See it on cinch
50× value

Nissan Qashqai

1.5 dCi 115 Acenta Premium 5dr

201959,736 milesDiesel

£108/mo est.£9,253
See it on cinch
50× value

Ford Focus

1.5 EcoBlue 120 Active 5dr

202080,527 milesDiesel

£98/mo est.£8,749
See it on cinch
49× value

SEAT Ateca

1.6 TDI SE Technology [EZ] 5dr

201969,497 milesDiesel

£126/mo est.£10,099
See it on cinch
49× value

Dacia Duster

1.5 Blue dCi Prestige 5dr

202144,394 milesDiesel

£142/mo est.£10,845
See it on cinch
49× value

Nissan Qashqai

1.5 dCi 115 Acenta Premium 5dr

201851,031 milesDiesel

£110/mo est.£9,259
See it on cinch
49× value

Ford Focus

1.5 EcoBlue 120 Titanium 5dr

202071,179 milesDiesel

£107/mo est.£9,126
See it on cinch
49× value

Nissan Qashqai

1.5 dCi 115 Acenta Premium 5dr

201846,155 milesDiesel

£117/mo est.£9,564
See it on cinch
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