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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 103 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo

Monthlies below are our estimates for a £3,000 deposit over 48 months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

54× value−£300

Mazda MX-30

107kW GT Sport Tech 35.5kWh 5dr Auto

202132,020 milesElectric

£102/mo est.£9,670
See it on cinch
53× value

Vauxhall Mokka

100kW SRi Nav Premium 50kWh 5dr Auto

202237,197 milesElectric

£129/mo est.£10,999
See it on cinch
53× value

Vauxhall Mokka

100kW SRi Nav Premium 50kWh 5dr Auto

202133,883 milesElectric

£129/mo est.£10,999
See it on cinch
53× value

Volkswagen ID.3

110kW Life Pure Performance 45kWh 5dr Auto

202233,118 milesElectric

£148/mo est.£11,999
See it on cinch
53× value

Vauxhall Mokka

100kW SRi Premium 50kWh 5dr Auto

202232,000 milesElectric

£139/mo est.£11,499
See it on cinch
53× value

Nissan LEAF

110kW Shiro 39kWh 5dr Auto

202312,726 milesElectric

£129/mo est.£10,899
See it on cinch
53× value

MG MG4

125kW SE EV 51kWh 5dr Auto

202334,316 milesElectric

£144/mo est.£11,699
See it on cinch
53× value

Mazda MX-30

107kW GT Sport Tech 35.5kWh 5dr Auto

202134,402 milesElectric

£110/mo est.£9,899
See it on cinch
52× value

MG MG4

125kW SE EV 51kWh 5dr Auto

202335,003 milesElectric

£147/mo est.£11,799
See it on cinch
52× value

Mazda MX-30

107kW GT Sport Tech 35.5kWh 5dr Auto

202129,189 milesElectric

£118/mo est.£10,299
See it on cinch
52× value

Nissan LEAF

110kW Tekna 40kWh 5dr Auto

202230,983 milesElectric

£102/mo est.£9,456
See it on cinch
52× value

Vauxhall Mokka

100kW Elite Premium 50kWh 5dr Auto

202229,277 milesElectric

£132/mo est.£10,999
See it on cinch
52× value

Vauxhall Mokka

100kW SRi Nav Premium 50kWh 5dr Auto

202136,283 milesElectric

£139/mo est.£11,349
See it on cinch
52× value

Nissan LEAF

110kW Tekna 40kWh 5dr Auto

202121,180 milesElectric

£104/mo est.£9,499
See it on cinch
52× value

Nissan LEAF

160kW e+ N-Connecta 59kWh 5dr Auto

202234,460 milesElectric

£146/mo est.£11,694
See it on cinch
52× value

MG MG5

115kW Exclusive EV 61kWh 5dr Auto

202224,835 milesElectric

£149/mo est.£11,849
See it on cinch
52× value

Dacia Spring

27kWh Expression 65 48kW 5dr Auto

20251,503 milesElectric

£104/mo est.£9,499
See it on cinch
52× value−£450

Dacia Spring

27kWh Extreme 65 48kW 5dr Auto

20244,053 milesElectric

£110/mo est.£9,800
See it on cinch
52× value

Hyundai IONIQ

100kW Premium 38kWh 5dr Auto

202213,090 milesElectric

£146/mo est.£11,649
See it on cinch
52× value−£300

Nissan LEAF

110kW N-Connecta 39kWh 5dr Auto

202310,672 milesElectric

£128/mo est.£10,660
See it on cinch
52× value

Nissan LEAF

110kW Tekna 39kWh 5dr Auto

202318,195 milesElectric

£148/mo est.£11,699
See it on cinch
52× value

Nissan LEAF

110kW Tekna 39kWh 5dr Auto

202328,067 milesElectric

£135/mo est.£10,994
See it on cinch
52× value

Hyundai IONIQ

100kW Premium SE 38kWh 5dr Auto

202125,131 milesElectric

£135/mo est.£10,999
See it on cinch
52× value−£350

Fiat 500E

87kW Red 42kWh 3dr Auto

202328,143 milesElectric

£147/mo est.£11,599
See it on cinch
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