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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 2,431 cars live.

Best value Cheapest monthly Cheapest price Newest listings

FuelPetrol Diesel Hybrid ElectricGearboxManual Automatic

Monthly≤£150 ≤£200 ≤£250 ≤£300 ≤£400

Deposit£0 £500 £1,000 £2,000 £3,000 £5,000Term36 mo 42 mo 48 mo 60 mo

Monthlies below are our estimates for a £3,000 deposit over 48 months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

Volkswagen T-Cross

1.0 TSI 110 Black Edition 5dr

202313,839 milesPetrol

£206/mo est.£15,999

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Nissan Juke

1.0 DiG-T N-Connecta 5dr

20254,452 milesPetrol

£193/mo est.£15,279

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Volkswagen T-Cross

1.0 TSI 110 R-Line 5dr

202264,349 milesPetrol

£158/mo est.£13,299

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SKODA KAMIQ

1.0 TSI 95 SE Edition 5dr

202510,193 milesPetrol

£204/mo est.£15,889

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Volkswagen T-Cross

1.0 TSI 110 Black Edition 5dr

202318,635 milesPetrol

£199/mo est.£15,599

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56× value−£350

Ford Puma

1.0 EcoBoost Hybrid mHEV Titanium 5dr

202342,456 milesPetrol

£136/mo est.£12,056

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Audi A3

30 TFSI S Line 4dr

202150,595 milesPetrol

£199/mo est.£15,575

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Toyota Aygo X

1.0 VVT-i Edge 5dr

202318,733 milesPetrol

£120/mo est.£11,149

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56× value−£300

SKODA KAMIQ

1.0 TSI 95 SE Edition 5dr

202514,963 milesPetrol

£199/mo est.£15,589

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Volkswagen T-Cross

1.0 TSI 110 Black Edition 5dr

202220,364 milesPetrol

£187/mo est.£14,904

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Toyota Aygo X

1.0 VVT-i Edge 5dr

202317,206 milesPetrol

£121/mo est.£11,199

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MG ZS

1.0T GDi Exclusive 5dr DCT

202216,033 milesPetrol

£169/mo est.£13,899

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BMW 2 Series Gran Coupe

218i [136] Sport 4dr [Live Cockpit Professional]

202254,058 milesPetrol

£197/mo est.£15,479

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56× value−£500

SKODA KAMIQ

1.0 TSI 95 SE Edition 5dr

202513,638 milesPetrol

£203/mo est.£15,779

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Audi A3

30 TFSI Sport 5dr

202234,762 milesPetrol

£198/mo est.£15,499

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Volkswagen T-Cross

1.0 TSI 110 Black Edition 5dr

202236,936 milesPetrol

£171/mo est.£13,999

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Nissan Juke

1.0 DiG-T N-Connecta 5dr

20254,236 milesPetrol

£191/mo est.£15,099

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MINI Hatchback

1.5 Cooper Exclusive 5dr

202144,941 milesPetrol

£182/mo est.£14,599

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Nissan Juke

1.0 DiG-T N-Connecta 5dr DCT

202422,398 milesPetrol

£180/mo est.£14,499

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Toyota Aygo X

1.0 VVT-i Edge 5dr

202315,774 milesPetrol

£123/mo est.£11,299

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MG ZS

1.0T GDi Exclusive 5dr

202415,212 milesPetrol

£171/mo est.£13,999

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SEAT Ibiza

1.0 TSI 115 FR Sport 5dr

202418,796 milesPetrol

£189/mo est.£14,999

See it on cinch

56× value−£400

Volkswagen T-Cross

1.0 TSI 110 SE 5dr DSG

202345,567 milesPetrol

£182/mo est.£14,599

See it on cinch

Nissan Juke

1.0 DiG-T N-Connecta 5dr

20254,930 milesPetrol

£194/mo est.£15,294

See it on cinch

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