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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 146 cars live.

Best value Cheapest monthly Cheapest price Newest listings

FuelPetrol Diesel Hybrid ElectricGearboxManual Automatic

Monthly≤£150 ≤£200 ≤£250 ≤£300 ≤£400

Deposit£0 £500 £1,000 £2,000 £3,000 £5,000Term36 mo 42 mo 48 mo 60 mo

Monthlies below are our estimates for a £3,000 deposit over 48 months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

Nissan Juke

1.0 DiG-T N-Connecta 5dr DCT

202436,260 milesPetrol

£148/mo est.£12,999

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Nissan Juke

1.0 DiG-T 114 Tekna 5dr DCT

202251,643 milesPetrol

£135/mo est.£11,899

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MG ZS

1.0T GDi Exclusive 5dr DCT

202133,539 milesPetrol

£147/mo est.£12,499

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54× value−£350

Nissan Juke

1.0 DiG-T 114 N-Connecta 5dr DCT

202350,754 milesPetrol

£143/mo est.£12,054

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DS DS 3

1.2 PureTech 130 Performance Line + 5dr EAT8

202347,566 milesPetrol

£142/mo est.£11,999

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DS DS 3

1.2 PureTech 130 Performance Line + 5dr EAT8

202347,600 milesPetrol

£142/mo est.£11,999

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54× value−£300

Mazda MX-30

107kW GT Sport Tech 35.5kWh 5dr Auto

202132,020 milesElectric

£102/mo est.£9,670

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53× value−£500

Jeep Renegade

1.3 Turbo 4xe PHEV 240 Trailhawk 5dr Auto

202173,619 milesPetrol plug-in hybrid

£150/mo est.£12,178

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Vauxhall Mokka

100kW SRi Nav Premium 50kWh 5dr Auto

202237,197 milesElectric

£129/mo est.£10,999

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Vauxhall Mokka

100kW SRi Nav Premium 50kWh 5dr Auto

202133,883 milesElectric

£129/mo est.£10,999

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Volkswagen ID.3

110kW Life Pure Performance 45kWh 5dr Auto

202233,118 milesElectric

£148/mo est.£11,999

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Vauxhall Mokka

100kW SRi Premium 50kWh 5dr Auto

202232,000 milesElectric

£139/mo est.£11,499

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Nissan Juke

1.0 DiG-T N-Connecta 5dr DCT

202047,658 milesPetrol

£139/mo est.£11,499

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Nissan Juke

1.0 DiG-T N-Connecta 5dr DCT

202032,475 milesPetrol

£149/mo est.£11,999

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Nissan LEAF

110kW Shiro 39kWh 5dr Auto

202312,726 milesElectric

£129/mo est.£10,899

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MG MG4

125kW SE EV 51kWh 5dr Auto

202334,316 milesElectric

£144/mo est.£11,699

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Mazda MX-30

107kW GT Sport Tech 35.5kWh 5dr Auto

202134,402 milesElectric

£110/mo est.£9,899

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MG MG4

125kW SE EV 51kWh 5dr Auto

202335,003 milesElectric

£147/mo est.£11,799

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Mazda MX-30

107kW GT Sport Tech 35.5kWh 5dr Auto

202129,189 milesElectric

£118/mo est.£10,299

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Nissan LEAF

110kW Tekna 40kWh 5dr Auto

202230,983 milesElectric

£102/mo est.£9,456

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Vauxhall Mokka

100kW Elite Premium 50kWh 5dr Auto

202229,277 milesElectric

£132/mo est.£10,999

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Vauxhall Mokka

100kW SRi Nav Premium 50kWh 5dr Auto

202136,283 milesElectric

£139/mo est.£11,349

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Nissan LEAF

110kW Tekna 40kWh 5dr Auto

202121,180 milesElectric

£104/mo est.£9,499

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Nissan Juke

1.0 DiG-T Tekna+ 5dr DCT

202078,376 milesPetrol

£130/mo est.£10,859

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