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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 1,078 cars live.

Best value Cheapest monthly Cheapest price Newest listings

FuelPetrol Diesel Hybrid ElectricGearboxManual Automatic

Monthly≤£150 ≤£200 ≤£250 ≤£300 ≤£400

Deposit£0 £500 £1,000 £2,000 £3,000 £5,000Term36 mo 42 mo 48 mo 60 mo

Monthlies below are our estimates for a £3,000 deposit over 48 months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

56× value−£400

BMW 3 Series

330e SE Pro 5dr Step Auto

202281,627 milesPetrol plug-in hybrid

£155/mo est.£12,999

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Vauxhall Mokka

1.2 Turbo Ultimate 5dr Auto

202316,101 milesPetrol

£200/mo est.£15,499

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SEAT Arona

1.0 TSI 110 FR Sport 5dr DSG

202230,207 milesPetrol

£168/mo est.£13,711

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SKODA KAMIQ

1.0 TSI 110 SE 5dr DSG

202424,604 milesPetrol

£184/mo est.£14,594

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Nissan Juke

1.6 Hybrid N-Connecta 5dr Auto

202418,347 milesPetrol hybrid

£200/mo est.£15,444

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56× value−£500

Ford Puma

1.0 EcoBoost Hybrid mHEV ST-Line 5dr DCT

202327,820 milesPetrol

£192/mo est.£15,008

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Land Rover Range Rover Evoque

1.5 P300e R-Dynamic S 5dr Auto

202063,170 milesPetrol plug-in hybrid

£192/mo est.£14,999

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MG ZS

1.0T GDi Exclusive 5dr DCT

202133,539 milesPetrol

£147/mo est.£12,499

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Volkswagen Golf

2.0 TDI Life 5dr DSG

202264,013 milesDiesel

£190/mo est.£14,889

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MG ZS

1.0T GDi Exclusive 5dr DCT

202317,063 milesPetrol

£191/mo est.£14,949

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56× value−£500

Audi A3

35 TDI Technik 5dr S Tronic

202359,143 milesDiesel

£210/mo est.£15,999

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SEAT Arona

1.0 TSI 110 XPERIENCE Lux 5dr DSG

202438,072 milesPetrol

£185/mo est.£14,599

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Ford Puma

1.0 EcoBoost Hybrid mHEV ST-Line X 5dr DCT

202440,988 milesPetrol

£207/mo est.£15,799

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DS DS 4

1.2 PureTech Performance Line + 5dr EAT8

202347,473 milesPetrol

£185/mo est.£14,599

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Nissan Juke

1.6 Hybrid Premiere Edition 5dr Auto

202233,181 milesPetrol hybrid

£196/mo est.£15,194

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SKODA KAMIQ

1.0 TSI 110 SE 5dr DSG

202415,568 milesPetrol

£194/mo est.£15,089

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Peugeot 3008

1.6 Hybrid 225 GT 5dr e-EAT8

202244,736 milesPetrol plug-in hybrid

£185/mo est.£14,599

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SEAT Ibiza

1.0 TSI 110 Xcellence 5dr DSG

202414,746 milesPetrol

£202/mo est.£15,499

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55× value−£450

SEAT Ibiza

1.0 TSI 110 Xcellence Lux 5dr DSG

202427,164 milesPetrol

£203/mo est.£15,572

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Nissan Juke

1.6 Hybrid N-Connecta 5dr Auto

202316,659 milesPetrol hybrid

£198/mo est.£15,294

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Ford Puma

1.0 EcoBoost Hybrid mHEV ST-Line X 5dr DCT

202441,570 milesPetrol

£208/mo est.£15,849

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SEAT Arona

1.0 TSI 110 FR 5dr DSG

202312,836 milesPetrol

£184/mo est.£14,499

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55× value−£250

Volkswagen T-Cross

1.0 TSI 110 Black Edition 5dr DSG

202233,887 milesPetrol

£199/mo est.£15,349

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SKODA SCALA

1.0 TSI 110 SE 5dr DSG

202314,356 milesPetrol

£182/mo est.£14,394

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