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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 1,171 cars live.

Best value Cheapest monthly Cheapest price Newest listings

FuelPetrol Diesel Hybrid ElectricGearboxManual Automatic

Monthly≤£150 ≤£200 ≤£250 ≤£300 ≤£400

Deposit£0 £500 £1,000 £2,000 £3,000 £5,000Term36 mo 42 mo 48 mo 60 mo

Monthlies below are our estimates for a £3,000 deposit over 48 months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

Nissan Juke

1.0 DiG-T N-Connecta 5dr DCT

202436,260 milesPetrol

£148/mo est.£12,999

See it on cinch

57× value−£400

Volkswagen Taigo

1.0 TSI 110 Life 5dr

202348,118 milesPetrol

£131/mo est.£11,999

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57× value−£500

Ford Puma

1.0 EcoBoost Hybrid mHEV 155 ST-Line Vignale 5dr

202375,694 milesPetrol

£132/mo est.£11,999

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Ford Fiesta

1.0 EcoBoost ST-Line 5dr

202341,488 milesPetrol

£116/mo est.£10,999

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SEAT Leon

1.0 TSI EVO SE Dynamic 5dr

202136,956 milesPetrol

£141/mo est.£12,399

See it on cinch

56× value−£400

Ford Puma

1.0 EcoBoost Hybrid mHEV ST-Line X 5dr

202232,326 milesPetrol

£149/mo est.£12,799

See it on cinch

56× value−£350

Ford Puma

1.0 EcoBoost Hybrid mHEV Titanium 5dr

202342,456 milesPetrol

£136/mo est.£12,056

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Toyota Aygo X

1.0 VVT-i Edge 5dr

202318,733 milesPetrol

£120/mo est.£11,149

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Toyota Aygo X

1.0 VVT-i Edge 5dr

202317,206 milesPetrol

£121/mo est.£11,199

See it on cinch

Toyota Aygo X

1.0 VVT-i Edge 5dr

202315,774 milesPetrol

£123/mo est.£11,299

See it on cinch

Toyota Aygo X

1.0 VVT-i Edge 5dr

202323,632 milesPetrol

£117/mo est.£10,949

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Toyota Aygo X

1.0 VVT-i Edge 5dr

202328,059 milesPetrol

£114/mo est.£10,749

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Toyota Aygo X

1.0 VVT-i Edge 5dr

202320,738 milesPetrol

£121/mo est.£11,149

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Toyota Aygo X

1.0 VVT-i Pure 5dr

202216,166 milesPetrol

£107/mo est.£10,349

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Nissan Juke

1.0 DiG-T 114 Tekna 5dr DCT

202251,643 milesPetrol

£135/mo est.£11,899

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56× value−£300

Toyota Aygo X

1.0 VVT-i Pure 5dr

202222,001 milesPetrol

£103/mo est.£10,099

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MG ZS

1.0T GDi Exclusive 5dr

202223,181 milesPetrol

£144/mo est.£12,369

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SEAT Leon

1.5 TSI EVO SE Dynamic 5dr

202151,282 milesPetrol

£138/mo est.£11,999

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MG ZS

1.0T GDi Exclusive 5dr DCT

202133,539 milesPetrol

£147/mo est.£12,499

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Volkswagen T-Cross

1.0 TSI 110 SEL 5dr

202471,897 milesPetrol

£146/mo est.£12,459

See it on cinch

55× value−£300

Volkswagen T-Cross

1.0 TSI 110 SEL 5dr

202274,982 milesPetrol

£126/mo est.£11,321

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SEAT Arona

1.0 TSI 110 FR Sport 5dr

202248,380 milesPetrol

£142/mo est.£12,199

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Toyota Aygo X

1.0 VVT-i Pure 5dr

202319,211 milesPetrol

£117/mo est.£10,799

See it on cinch

DS DS 3 Crossback

1.2 PureTech Bastille 5dr

202219,068 milesPetrol

£132/mo est.£11,634

See it on cinch

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