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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 1,171 cars live.

Best value Cheapest monthly Cheapest price Newest listings

FuelPetrol Diesel Hybrid ElectricGearboxManual Automatic

Monthly≤£150 ≤£200 ≤£250 ≤£300 ≤£400

Deposit£0 £500 £1,000 £2,000 £3,000 £5,000Term36 mo 42 mo 48 mo 60 mo

Monthlies below are our estimates for a £3,000 deposit over 48 months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

Toyota Aygo X

1.0 VVT-i Pure 5dr

202318,586 milesPetrol

£118/mo est.£10,849

See it on cinch

Nissan Juke

1.0 DiG-T 114 N-Connecta 5dr

202124,649 milesPetrol

£134/mo est.£11,699

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SEAT Arona

1.0 TSI SE Technology 5dr

202325,326 milesPetrol

£145/mo est.£12,294

See it on cinch

Toyota Aygo X

1.0 VVT-i Pure 5dr

202219,953 milesPetrol

£113/mo est.£10,499

See it on cinch

MINI Hatchback

1.5 Cooper Classic 5dr

202274,732 milesPetrol

£104/mo est.£9,999

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55× value−£350

Toyota Aygo X

1.0 VVT-i Edge 5dr

202215,536 milesPetrol

£125/mo est.£11,149

See it on cinch

55× value−£300

Ford Fiesta

1.0 EcoBoost Active X 5dr

202338,934 milesPetrol

£143/mo est.£12,134

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Toyota Aygo X

1.0 VVT-i Pure 5dr

202217,457 milesPetrol

£115/mo est.£10,599

See it on cinch

Toyota Aygo X

1.0 VVT-i Pure 5dr

202217,473 milesPetrol

£115/mo est.£10,599

See it on cinch

Volkswagen T-Cross

1.0 TSI 115 R-Line 5dr

202077,817 milesPetrol

£139/mo est.£11,911

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55× value−£650

Ford Kuga

1.5 EcoBlue Titanium Edition 5dr

202156,636 milesDiesel

£139/mo est.£11,899

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SEAT Leon

1.0 TSI EVO SE Dynamic 5dr

202040,952 milesPetrol

£141/mo est.£11,999

See it on cinch

55× value−£400

Peugeot 208

1.2 PureTech 100 Allure 5dr

202426,181 milesPetrol

£141/mo est.£11,999

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SKODA KAMIQ

1.0 TSI 95 SE Drive 5dr

202347,918 milesPetrol

£141/mo est.£11,999

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SKODA KAMIQ

1.0 TSI 95 SE 5dr

202219,573 milesPetrol

£150/mo est.£12,474

See it on cinch

55× value−£350

Dacia Duster

1.0 TCe 100 Bi-Fuel Extreme SE 5dr

202232,238 milesPetrol / lpg

£138/mo est.£11,818

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Renault Captur

1.0 TCE 90 Techno 5dr

202431,603 milesPetrol

£144/mo est.£12,149

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54× value−£350

Nissan Juke

1.0 DiG-T 114 N-Connecta 5dr DCT

202350,754 milesPetrol

£143/mo est.£12,054

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Ford Fiesta

1.1 Trend 5dr

20239,667 milesPetrol

£142/mo est.£11,998

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DS DS 3

1.2 PureTech 130 Performance Line + 5dr EAT8

202347,566 milesPetrol

£142/mo est.£11,999

See it on cinch

54× value−£350

Volkswagen Taigo

1.0 TSI Life 5dr

202351,884 milesPetrol

£142/mo est.£11,999

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DS DS 3

1.2 PureTech 130 Performance Line + 5dr EAT8

202347,600 milesPetrol

£142/mo est.£11,999

See it on cinch

SKODA SCALA

1.0 TSI 95 SE 5dr

202233,628 milesPetrol

£138/mo est.£11,779

See it on cinch

Ford Fiesta

1.0 EcoBoost Hybrid mHEV 125 ST-Line 5dr

202349,714 milesPetrol

£135/mo est.£11,599

See it on cinch

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