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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 1,171 cars live.

Best value Cheapest monthly Cheapest price Newest listings

FuelPetrol Diesel Hybrid ElectricGearboxManual Automatic

Monthly≤£150 ≤£200 ≤£250 ≤£300 ≤£400

Deposit£0 £500 £1,000 £2,000 £3,000 £5,000Term36 mo 42 mo 48 mo 60 mo

Monthlies below are our estimates for a £3,000 deposit over 48 months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

Nissan Juke

1.0 DiG-T 114 N-Connecta 5dr

202245,660 milesPetrol

£139/mo est.£11,694

See it on cinch

Hyundai Kona

1.0 TGDi 48V MHEV Premium 5dr

202240,815 milesPetrol

£150/mo est.£12,258

See it on cinch

54× value−£300

Mazda MX-30

107kW GT Sport Tech 35.5kWh 5dr Auto

202132,020 milesElectric

£102/mo est.£9,670

See it on cinch

54× value−£350

Kia Picanto

1.0T GDi GT-line S 5dr [4 seats]

202119,205 milesPetrol

£138/mo est.£11,588

See it on cinch

54× value−£550

Kia Picanto

1.0T GDi GT-line S 5dr [4 seats]

202118,393 milesPetrol

£136/mo est.£11,499

See it on cinch

Renault Clio

1.0 TCe 90 RS Line 5dr

202329,335 milesPetrol

£141/mo est.£11,749

See it on cinch

54× value−£400

SKODA KAMIQ

1.0 TSI 110 SE 5dr

202021,822 milesPetrol

£150/mo est.£12,245

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SEAT Arona

1.0 TSI 110 FR [EZ] 5dr

202123,982 milesPetrol

£145/mo est.£11,979

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Renault Clio

1.0 TCe 90 RS Line 5dr

202325,965 milesPetrol

£146/mo est.£11,999

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MINI Clubman

1.5 Cooper Classic 6dr

201941,200 milesPetrol

£142/mo est.£11,794

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MINI Convertible

1.5 Cooper Sport II 2dr [Comfort Pack]

201946,400 milesPetrol

£146/mo est.£11,999

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Nissan Juke

1.0 DiG-T Tekna 5dr

202025,253 milesPetrol

£143/mo est.£11,839

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Renault Captur

1.0 TCE 90 Techno 5dr

202442,153 milesPetrol

£148/mo est.£12,099

See it on cinch

53× value−£300

Citroen C4

1.2 PureTech You 5dr

202418,714 milesPetrol

£137/mo est.£11,499

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MINI Hatchback

1.5 Cooper Classic 5dr

202257,264 milesPetrol

£141/mo est.£11,699

See it on cinch

53× value−£300

Renault Captur

1.0 TCE 90 Evolution 5dr

202434,815 milesPetrol

£145/mo est.£11,899

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SEAT Arona

1.0 TSI 115 FR [EZ] 5dr

202042,751 milesPetrol

£122/mo est.£10,689

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53× value−£500

Jeep Renegade

1.3 Turbo 4xe PHEV 240 Trailhawk 5dr Auto

202173,619 milesPetrol plug-in hybrid

£150/mo est.£12,178

See it on cinch

53× value−£300

Hyundai Kona

1.0 TGDi 48V MHEV SE Connect 5dr

202265,110 milesPetrol

£113/mo est.£10,192

See it on cinch

53× value−£350

SEAT Arona

1.0 TSI SE 5dr

202322,856 milesPetrol

£146/mo est.£11,966

See it on cinch

MINI Convertible

1.5 Cooper Sport II 2dr

201938,867 milesPetrol

£147/mo est.£12,013

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SKODA KAMIQ

1.0 TSI 95 S 5dr

202237,496 milesPetrol

£131/mo est.£11,157

See it on cinch

Volkswagen T-Cross

1.0 TSI SE 5dr

201947,859 milesPetrol

£132/mo est.£11,185

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Volkswagen T-Cross

1.0 TSI S 5dr

202155,187 milesPetrol

£147/mo est.£11,999

See it on cinch

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