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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 1,171 cars live.

Best value Cheapest monthly Cheapest price Newest listings

FuelPetrol Diesel Hybrid ElectricGearboxManual Automatic

Monthly≤£150 ≤£200 ≤£250 ≤£300 ≤£400

Deposit£0 £500 £1,000 £2,000 £3,000 £5,000Term36 mo 42 mo 48 mo 60 mo

Monthlies below are our estimates for a £3,000 deposit over 48 months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

53× value−£250

SKODA KAMIQ

1.0 TSI 95 S 5dr

202165,723 milesPetrol

£95/mo est.£9,216

See it on cinch

Nissan Juke

1.0 DiG-T 114 N-Connecta 5dr

202364,009 milesPetrol

£133/mo est.£11,249

See it on cinch

53× value−£450

MINI Convertible

1.5 Cooper Classic II 2dr

201869,320 milesPetrol

£92/mo est.£9,058

See it on cinch

Kia Stonic

1.0T GDi 48V GT-Line 5dr

202250,909 milesPetrol

£136/mo est.£11,399

See it on cinch

Volkswagen Golf

1.0 TSI Life 5dr

202382,810 milesPetrol

£132/mo est.£11,199

See it on cinch

Kia Picanto

1.0T GDi GT-line S 5dr [4 seats]

202116,289 milesPetrol

£145/mo est.£11,894

See it on cinch

Dacia Jogger

1.0 TCe Essential 5dr

202262,913 milesPetrol

£110/mo est.£9,999

See it on cinch

SEAT Arona

1.0 TSI SE Technology 5dr

202252,710 milesPetrol

£126/mo est.£10,849

See it on cinch

53× value−£500

MG ZS

1.5 VTi-TECH Excite 5dr

202327,205 milesPetrol

£138/mo est.£11,499

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SEAT Leon

1.5 TSI EVO SE Dynamic 5dr

202170,754 milesPetrol

£138/mo est.£11,494

See it on cinch

Ford Focus

1.0 EcoBoost ST-Line 5dr

202366,247 milesPetrol

£148/mo est.£11,993

See it on cinch

Vauxhall Mokka

100kW SRi Nav Premium 50kWh 5dr Auto

202237,197 milesElectric

£129/mo est.£10,999

See it on cinch

Renault Clio

1.0 TCe 90 RS Line 5dr

202330,527 milesPetrol

£147/mo est.£11,949

See it on cinch

Vauxhall Mokka

100kW SRi Nav Premium 50kWh 5dr Auto

202133,883 milesElectric

£129/mo est.£10,999

See it on cinch

Renault Captur

1.0 TCE 90 Evolution 5dr

202439,640 milesPetrol

£144/mo est.£11,794

See it on cinch

Ford Kuga

1.5 EcoBlue Titanium 5dr

202070,340 milesDiesel

£132/mo est.£11,147

See it on cinch

SEAT Arona

1.5 TSI EVO FR Sport [EZ] 5dr

201960,745 milesPetrol

£118/mo est.£10,399

See it on cinch

Volkswagen ID.3

110kW Life Pure Performance 45kWh 5dr Auto

202233,118 milesElectric

£148/mo est.£11,999

See it on cinch

53× value−£500

Vauxhall Corsa

1.2 GS 5dr

202414,504 milesPetrol

£148/mo est.£11,999

See it on cinch

SEAT Ibiza

1.0 TSI 95 SE 5dr

202349,206 milesPetrol

£121/mo est.£10,554

See it on cinch

Vauxhall Mokka

100kW SRi Premium 50kWh 5dr Auto

202232,000 milesElectric

£139/mo est.£11,499

See it on cinch

Hyundai BAYON

1.0 TGDi 48V MHEV SE Connect 5dr

202375,244 milesPetrol

£91/mo est.£8,961

See it on cinch

SEAT Arona

1.5 TSI EVO FR Sport [EZ] 5dr

202050,487 milesPetrol

£137/mo est.£11,394

See it on cinch

Nissan Juke

1.0 DiG-T N-Connecta 5dr DCT

202047,658 milesPetrol

£139/mo est.£11,499

See it on cinch

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