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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 2,820 cars live.

Best value Cheapest monthly Cheapest price Newest listings

FuelPetrol Diesel Hybrid ElectricGearboxManual Automatic

Monthly≤£150 ≤£200 ≤£250 ≤£300 ≤£400

Deposit£0 £500 £1,000 £2,000 £3,000 £5,000Term36 mo 42 mo 48 mo 60 mo

Monthlies below are our estimates for a £3,000 deposit over 48 months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

Nissan Juke

1.0 DiG-T N-Connecta 5dr DCT

202420,534 milesPetrol

£176/mo est.£14,499

See it on cinch

57× value−£450

Volkswagen T-Cross

1.0 TSI 110 Black Edition 5dr

202320,037 milesPetrol

£185/mo est.£14,999

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MG ZS

1.0T GDi Exclusive 5dr DCT

202325,529 milesPetrol

£154/mo est.£13,220

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Volkswagen Golf

2.0 TDI Style 5dr

202154,348 milesDiesel

£183/mo est.£14,880

See it on cinch

DS DS 4

1.2 PureTech Performance Line + 5dr EAT8

202335,701 milesPetrol

£178/mo est.£14,599

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Jeep Avenger

1.2 Altitude 5dr

20247,793 milesPetrol

£185/mo est.£14,999

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SKODA SCALA

1.0 TSI 116 SE Edition 5dr

202513,464 milesPetrol

£196/mo est.£15,579

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SKODA SCALA

1.0 TSI 116 SE Edition 5dr

202513,225 milesPetrol

£197/mo est.£15,639

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Volkswagen T-Cross

1.0 TSI 110 SEL 5dr

202351,900 milesPetrol

£154/mo est.£13,204

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Volkswagen Taigo

1.0 TSI 110 Life 5dr

202310,819 milesPetrol

£177/mo est.£14,499

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SEAT Arona

1.0 TSI 110 FR Edition 5dr DSG

202320,733 milesPetrol

£168/mo est.£13,989

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Jeep Avenger

1.2 Altitude 5dr

20246,454 milesPetrol

£186/mo est.£14,999

See it on cinch

57× value−£250

SKODA KAMIQ

1.0 TSI 95 SE Edition 5dr

202512,889 milesPetrol

£194/mo est.£15,449

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Volkswagen T-Cross

1.0 TSI 110 SEL 5dr

202460,244 milesPetrol

£154/mo est.£13,166

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Volkswagen T-Cross

1.0 TSI 110 SEL 5dr

202226,341 milesPetrol

£174/mo est.£14,299

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Land Rover Range Rover Evoque

1.5 P300e R-Dynamic S 5dr Auto

202265,196 milesPetrol plug-in hybrid

£195/mo est.£15,499

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Nissan Juke

1.0 DiG-T Acenta Premium 5dr

202516,531 milesPetrol

£162/mo est.£13,599

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Volkswagen T-Cross

1.0 TSI 110 SEL 5dr

202451,023 milesPetrol

£169/mo est.£13,999

See it on cinch

57× value−£500

Jeep Avenger

1.2 Altitude 5dr

202414,745 milesPetrol

£178/mo est.£14,499

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Volkswagen T-Cross

1.0 TSI 110 Black Edition 5dr

202336,821 milesPetrol

£175/mo est.£14,349

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Ford Fiesta

1.0 EcoBoost ST-Line 5dr

202341,488 milesPetrol

£116/mo est.£10,999

See it on cinch

Jeep Avenger

1.2 Altitude 5dr

202413,704 milesPetrol

£183/mo est.£14,799

See it on cinch

Jeep Avenger

1.2 Altitude 5dr

202411,265 milesPetrol

£183/mo est.£14,799

See it on cinch

DS DS 4

1.2 PureTech Performance Line + 5dr EAT8

202339,558 milesPetrol

£176/mo est.£14,399

See it on cinch

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