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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value— how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 2,820 cars live.

Best value Cheapest monthly Cheapest price Newest listings

FuelPetrol Diesel Hybrid ElectricGearboxManual Automatic

Monthly≤£150 ≤£200 ≤£250 ≤£300 ≤£400

Deposit£0 £500 £1,000 £2,000 £3,000 £5,000Term36 mo 42 mo 48 mo 60 mo

Monthlies below are our estimates for a £3,000 deposit over 48months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

Ford Puma

1.0 EcoBoost Hybrid mHEV Titanium 5dr

202315,893 milesPetrol

£167/mo est.£13,749

See it on cinch

Nissan Juke

1.0 DiG-T N-Connecta 5dr

20242,352 milesPetrol

£195/mo est.£15,294

See it on cinch

56× value−£550

BMW 2 Series Gran Coupe

218i [136] M Sport 4dr [Pro Pack]

202278,552 milesPetrol

£172/mo est.£13,999

See it on cinch

Ford Fiesta

1.0 EcoBoost ST-Line 5dr

20239,738 milesPetrol

£166/mo est.£13,649

See it on cinch

Toyota Aygo X

1.0 VVT-i Edge 5dr

202328,059 milesPetrol

£114/mo est.£10,749

See it on cinch

BMW 2 Series Gran Coupe

218i [136] Sport 4dr [Live Cockpit Professional]

202264,270 milesPetrol

£190/mo est.£14,999

See it on cinch

56× value−£450

Volkswagen T-Cross

1.0 TSI 110 Black Edition 5dr

202214,443 milesPetrol

£196/mo est.£15,349

See it on cinch

56× value−£500

Nissan Juke

1.0 DiG-T 114 N-Connecta 5dr

202422,316 milesPetrol

£154/mo est.£12,999

See it on cinch

BMW 2 Series Gran Coupe

218i [136] Sport 4dr [Live Cockpit Professional]

202159,352 milesPetrol

£183/mo est.£14,599

See it on cinch

Toyota Aygo X

1.0 VVT-i Edge 5dr

202320,738 milesPetrol

£121/mo est.£11,149

See it on cinch

DS DS 4

1.2 PureTech Performance Line + 5dr EAT8

202345,031 milesPetrol

£183/mo est.£14,599

See it on cinch

56× value−£400

BMW X3

xDrive20i xLine 5dr Step Auto

201756,510 milesPetrol

£184/mo est.£14,675

See it on cinch

SKODA KAMIQ

1.0 TSI 95 SE Edition 5dr

202517,212 milesPetrol

£198/mo est.£15,449

See it on cinch

56× value−£300

Nissan Juke

1.0 DiG-T N-Connecta 5dr

20246,452 milesPetrol

£187/mo est.£14,799

See it on cinch

Toyota Aygo X

1.0 VVT-i Pure 5dr

202216,166 milesPetrol

£107/mo est.£10,349

See it on cinch

Nissan Juke

1.0 DiG-T 114 Tekna 5dr DCT

202251,643 milesPetrol

£135/mo est.£11,899

See it on cinch

SKODA FABIA

1.0 TSI SE Edition 5dr

202513,285 milesPetrol

£176/mo est.£14,194

See it on cinch

Volkswagen T-Cross

1.0 TSI 110 Black Edition 5dr

202341,482 milesPetrol

£181/mo est.£14,469

See it on cinch

SKODA SCALA

1.0 TSI 110 SE L 5dr

202223,621 milesPetrol

£164/mo est.£13,532

See it on cinch

56× value−£400

BMW 3 Series

330e SE Pro 5dr Step Auto

202281,627 milesPetrol plug-in hybrid

£155/mo est.£12,999

See it on cinch

Ford Puma

1.0 EcoBoost Hybrid mHEV Titanium 5dr

202438,349 milesPetrol

£157/mo est.£13,099

See it on cinch

56× value−£300

Toyota Aygo X

1.0 VVT-i Pure 5dr

202222,001 milesPetrol

£103/mo est.£10,099

See it on cinch

Vauxhall Mokka

1.2 Turbo Ultimate 5dr Auto

202316,101 milesPetrol

£200/mo est.£15,499

See it on cinch

Ford Puma

1.0 EcoBoost Hybrid mHEV 155 ST-Line X 5dr

202327,494 milesPetrol

£195/mo est.£15,199

See it on cinch

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