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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value— how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 2,820 cars live.

Best value Cheapest monthly Cheapest price Newest listings

FuelPetrol Diesel Hybrid ElectricGearboxManual Automatic

Monthly≤£150 ≤£200 ≤£250 ≤£300 ≤£400

Deposit£0 £500 £1,000 £2,000 £3,000 £5,000Term36 mo 42 mo 48 mo 60 mo

Monthlies below are our estimates for a £3,000 deposit over 48months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

Nissan Juke

1.0 DiG-T 114 Tekna+ 5dr

202316,254 milesPetrol

£186/mo est.£14,694

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SEAT Arona

1.0 TSI 110 FR Sport 5dr DSG

202230,207 milesPetrol

£168/mo est.£13,711

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SKODA KAMIQ

1.0 TSI 110 SE 5dr DSG

202424,604 milesPetrol

£184/mo est.£14,594

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MG ZS

1.0T GDi Exclusive 5dr

202223,181 milesPetrol

£144/mo est.£12,369

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SEAT Arona

1.0 TSI 110 FR 5dr

202327,225 milesPetrol

£160/mo est.£13,249

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Nissan Juke

1.6 Hybrid N-Connecta 5dr Auto

202418,347 milesPetrol hybrid

£200/mo est.£15,444

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56× value−£500

Ford Puma

1.0 EcoBoost Hybrid mHEV ST-Line 5dr DCT

202327,820 milesPetrol

£192/mo est.£15,008

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Volkswagen T-Cross

1.0 TSI 110 Black Edition 5dr

202225,268 milesPetrol

£192/mo est.£14,999

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Land Rover Range Rover Evoque

1.5 P300e R-Dynamic S 5dr Auto

202063,170 milesPetrol plug-in hybrid

£192/mo est.£14,999

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SEAT Leon

1.5 TSI EVO SE Dynamic 5dr

202151,282 milesPetrol

£138/mo est.£11,999

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Nissan Juke

1.0 DiG-T 114 N-Connecta 5dr

202413,254 milesPetrol

£170/mo est.£13,794

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MG ZS

1.0T GDi Exclusive 5dr DCT

202133,539 milesPetrol

£147/mo est.£12,499

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Volkswagen Golf

2.0 TDI Life 5dr DSG

202264,013 milesDiesel

£190/mo est.£14,889

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Ford Puma

1.0 EcoBoost Hybrid mHEV Titanium 5dr

202219,137 milesPetrol

£155/mo est.£12,949

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Nissan Juke

1.0 DiG-T 114 N-Connecta 5dr

20238,085 milesPetrol

£162/mo est.£13,349

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Nissan Juke

1.0 DiG-T 114 Tekna+ 5dr

20249,165 milesPetrol

£200/mo est.£15,453

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Volkswagen T-Cross

1.0 TSI 110 Black Edition 5dr

202349,599 milesPetrol

£174/mo est.£13,999

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MG ZS

1.0T GDi Exclusive 5dr DCT

202317,063 milesPetrol

£191/mo est.£14,949

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Volkswagen T-Cross

1.0 TSI 110 SEL 5dr

202471,897 milesPetrol

£146/mo est.£12,459

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SEAT Arona

1.0 TSI 110 XPERIENCE Lux 5dr DSG

202438,072 milesPetrol

£185/mo est.£14,599

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Ford Fiesta

1.0 EcoBoost Hybrid mHEV 125 ST-Line 5dr

202421,749 milesPetrol

£168/mo est.£13,644

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BMW 2 Series Gran Coupe

218i M Sport 4dr

202059,117 milesPetrol

£194/mo est.£15,089

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55× value−£300

Volkswagen T-Cross

1.0 TSI 110 SEL 5dr

202274,982 milesPetrol

£126/mo est.£11,321

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Ford Puma

1.0 EcoBoost Hybrid mHEV 155 Titanium 5dr

202322,423 milesPetrol

£182/mo est.£14,429

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