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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 3,193 cars live.

Best value Cheapest monthly Cheapest price Newest listings

FuelPetrol Diesel Hybrid ElectricGearboxManual Automatic

Monthly≤£150 ≤£200 ≤£250 ≤£300 ≤£400

Deposit£0 £500 £1,000 £2,000 £3,000 £5,000Term36 mo 42 mo 48 mo 60 mo

Monthlies below are our estimates for a £3,000 deposit over 36 months, at cinch’s representative 12.4% APR (balloon re-estimated for the term) — the checkout quote may differ slightly.

SEAT Ibiza

1.0 TSI 115 SE Technology 5dr DSG

202613 milesPetrol

£195/mo est.£17,389

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SKODA SCALA

1.0 TSI 95 SE L 5dr

20252,197 milesPetrol

£169/mo est.£15,759

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Honda Jazz

1.5 i-MMD Hybrid SR 5dr eCVT

202214,655 milesPetrol hybrid

£188/mo est.£16,449

See it on cinch

59× value−£350

SKODA SCALA

1.0 TSI 116 SE Edition 5dr DSG

202512,928 milesPetrol

£171/mo est.£15,389

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59× value−£300

Honda Jazz

1.5 i-MMD Hybrid SR 5dr eCVT

202227,848 milesPetrol hybrid

£170/mo est.£15,249

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SKODA SCALA

1.0 TSI 116 SE Edition 5dr DSG

202515,536 milesPetrol

£166/mo est.£14,979

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59× value−£700

SKODA SCALA

1.0 TSI 116 SE Edition 5dr DSG

202516,270 milesPetrol

£168/mo est.£15,089

See it on cinch

59× value−£300

SKODA SCALA

1.0 TSI 116 SE Edition 5dr DSG

20258,686 milesPetrol

£184/mo est.£15,899

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KGM Tivoli

1.5 K40 5dr Auto

20244,617 milesPetrol

£151/mo est.£13,999

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Audi A3

30 TFSI Sport 5dr

202121,149 milesPetrol

£176/mo est.£15,289

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Volkswagen T-Cross

1.0 TSI 110 SEL 5dr

202431,450 milesPetrol

£171/mo est.£14,999

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58× value−£450

Nissan Juke

1.6 Hybrid Acenta Premium 5dr Auto

202414,923 milesPetrol hybrid

£160/mo est.£14,397

See it on cinch

58× value−£450

SKODA SCALA

1.0 TSI 116 SE Edition 5dr DSG

202512,555 milesPetrol

£185/mo est.£15,789

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Volkswagen Golf

2.0 TDI Life 5dr DSG

202341,914 milesDiesel

£198/mo est.£16,499

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58× value−£400

Volkswagen T-Roc

1.5 TSI EVO R-Line 5dr

202156,902 milesPetrol

£172/mo est.£14,999

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MINI Hatchback

1.5 Cooper Sport 3dr Auto

202152,198 milesPetrol

£162/mo est.£14,499

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Honda Jazz

1.5 i-MMD Hybrid Crosstar EX 5dr eCVT

202139,339 milesPetrol hybrid

£196/mo est.£16,358

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SKODA SCALA

1.0 TSI 116 SE Edition 5dr DSG

202513,827 milesPetrol

£183/mo est.£15,594

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Honda Jazz

1.5 i-MMD Hybrid EX 5dr eCVT

202231,798 milesPetrol hybrid

£198/mo est.£16,364

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Honda Jazz

1.5 i-MMD Hybrid SR 5dr eCVT

202217,995 milesPetrol hybrid

£200/mo est.£16,504

See it on cinch

58× value−£500

SKODA SCALA

1.0 TSI 116 SE Edition 5dr

202512,853 milesPetrol

£175/mo est.£15,089

See it on cinch

SKODA SCALA

1.0 TSI 116 SE Edition 5dr DSG

202514,447 milesPetrol

£184/mo est.£15,589

See it on cinch

SKODA SCALA

1.0 TSI 116 SE Edition 5dr DSG

20256,314 milesPetrol

£201/mo est.£16,489

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SKODA SCALA

1.0 TSI 116 SE Edition 5dr DSG

202513,852 milesPetrol

£186/mo est.£15,699

See it on cinch

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