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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 3,198 cars live.

Best value Cheapest monthly Cheapest price Newest listings

FuelPetrol Diesel Hybrid ElectricGearboxManual Automatic

Monthly≤£150 ≤£200 ≤£250 ≤£300 ≤£400

Deposit£0 £500 £1,000 £2,000 £3,000 £5,000Term36 mo 42 mo 48 mo 60 mo

Monthlies below are our estimates for a £3,000 deposit over 48 months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

Volkswagen T-Cross

1.0 TSI 115 Match 5dr

202525,569 milesPetrol

£207/mo est.£16,499

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Volkswagen Golf

2.0 TDI 150 Style 5dr DSG

202271,664 milesDiesel

£164/mo est.£13,999

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58× value−£300

SKODA SCALA

1.0 TSI 116 SE Edition 5dr DSG

202513,380 milesPetrol

£195/mo est.£15,789

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58× value−£300

SKODA SCALA

1.0 TSI 116 SE Edition 5dr DSG

202511,071 milesPetrol

£200/mo est.£16,049

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58× value−£450

Volkswagen T-Cross

1.0 TSI 115 Match 5dr

202533,069 milesPetrol

£199/mo est.£15,999

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SKODA SCALA

1.0 TSI 116 SE Edition 5dr DSG

202511,246 milesPetrol

£203/mo est.£16,199

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SKODA SCALA

1.0 TSI 116 SE Edition 5dr DSG

202514,331 milesPetrol

£196/mo est.£15,799

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Volkswagen T-Cross

1.0 TSI 115 Match 5dr

202528,441 milesPetrol

£208/mo est.£16,499

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SKODA SCALA

1.0 TSI 116 SE Edition 5dr DSG

202511,769 milesPetrol

£201/mo est.£16,089

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58× value−£400

Honda Jazz

1.5 i-MMD Hybrid EX 5dr eCVT

202252,071 milesPetrol hybrid

£188/mo est.£15,337

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SKODA SCALA

1.0 TSI 116 SE Edition 5dr DSG

202513,565 milesPetrol

£197/mo est.£15,859

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SKODA KAMIQ

1.0 TSI 110 Monte Carlo 5dr

202341,986 milesPetrol

£170/mo est.£14,299

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SEAT Leon

1.0 TSI EVO FR 5dr

202421,495 milesPetrol

£200/mo est.£15,999

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SKODA KAMIQ

1.0 TSI 95 SE Edition 5dr

20254,799 milesPetrol

£192/mo est.£15,549

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SKODA SCALA

1.0 TSI 116 SE Edition 5dr DSG

202513,957 milesPetrol

£198/mo est.£15,899

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SKODA SCALA

1.0 TSI 116 SE Edition 5dr DSG

202513,623 milesPetrol

£198/mo est.£15,899

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SKODA SCALA

1.0 TSI 116 SE Edition 5dr DSG

202513,719 milesPetrol

£198/mo est.£15,889

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MG ZS

1.0T GDi Exclusive 5dr DCT

202319,968 milesPetrol

£160/mo est.£13,680

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Nissan Juke

1.0 DiG-T N-Connecta 5dr DCT

202436,260 milesPetrol

£148/mo est.£12,999

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SKODA SCALA

1.0 TSI 116 SE Edition 5dr

202516,582 milesPetrol

£181/mo est.£14,899

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SKODA SCALA

1.0 TSI 116 SE Edition 5dr DSG

20258,209 milesPetrol

£209/mo est.£16,489

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57× value−£350

Ford Puma

1.0 EcoBoost Hybrid mHEV ST-Line X 5dr

202323,221 milesPetrol

£158/mo est.£13,549

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57× value−£400

Volkswagen Taigo

1.0 TSI 110 Life 5dr

202348,118 milesPetrol

£131/mo est.£11,999

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Jeep Avenger

1.2 Altitude+ 5dr

202411,669 milesPetrol

£184/mo est.£14,999

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