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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 62 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo

Monthlies below are our estimates for a £500 deposit over 48 months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

54× value

DS DS 3 Crossback

1.5 BlueHDi Prestige 5dr

202148,717 milesDiesel

£178/mo est.£10,399
See it on cinch
54× value

Citroen C4

1.5 BlueHDi Sense 5dr

202261,811 milesDiesel

£163/mo est.£9,554
See it on cinch
54× value−£350

Citroen C4

1.5 BlueHDi Sense 5dr

202229,777 milesDiesel

£199/mo est.£11,498
See it on cinch
53× value

Ford Kuga

1.5 EcoBlue Titanium 5dr

202070,340 milesDiesel

£197/mo est.£11,147
See it on cinch
52× value

Vauxhall Combo Life

1.5 Turbo D 130 Energy 5dr

202063,422 milesDiesel

£189/mo est.£10,598
See it on cinch
52× value−£300

Citroen C5 Aircross

1.5 BlueHDi 130 Flair 5dr

202046,581 milesDiesel

£187/mo est.£10,359
See it on cinch
51× value

Citroen C3 Aircross

1.5 BlueHDi Flair 5dr [6 speed]

201949,204 milesDiesel

£150/mo est.£8,349
See it on cinch
51× value−£400

Ford Focus

1.5 EcoBlue 120 Zetec Edition 5dr

202166,267 milesDiesel

£166/mo est.£9,056
See it on cinch
50× value

Nissan Qashqai

1.5 dCi 115 Tekna 5dr

201961,033 milesDiesel

£190/mo est.£10,251
See it on cinch
50× value

Nissan Qashqai

1.5 dCi 115 Acenta Premium 5dr

201959,736 milesDiesel

£173/mo est.£9,253
See it on cinch
50× value

Ford Focus

1.5 EcoBlue 120 Active 5dr

202080,527 milesDiesel

£163/mo est.£8,749
See it on cinch
49× value

SEAT Ateca

1.6 TDI SE Technology [EZ] 5dr

201969,497 milesDiesel

£191/mo est.£10,099
See it on cinch
49× value

Nissan Qashqai

1.5 dCi 115 Acenta Premium 5dr

201851,031 milesDiesel

£175/mo est.£9,259
See it on cinch
49× value

Ford Focus

1.5 EcoBlue 120 Titanium 5dr

202071,179 milesDiesel

£172/mo est.£9,126
See it on cinch
49× value

Nissan Qashqai

1.5 dCi 115 Acenta Premium 5dr

201846,155 milesDiesel

£182/mo est.£9,564
See it on cinch
49× value

Ford Focus

1.5 EcoBlue 120 Active X 5dr

201988,150 milesDiesel

£181/mo est.£9,499
See it on cinch
49× value

Ford Focus

1.5 EcoBlue 120 ST-Line Nav 5dr

202086,988 milesDiesel

£174/mo est.£9,149
See it on cinch
49× value

Ford Focus

1.5 EcoBlue 120 Zetec Nav 5dr

201980,751 milesDiesel

£151/mo est.£7,999
See it on cinch
49× value

Citroen C3

1.5 BlueHDi Shine Plus 5dr

202237,303 milesDiesel

£188/mo est.£9,799
See it on cinch
48× value

Ford Focus

1.5 EcoBlue 120 Zetec Nav 5dr

201971,276 milesDiesel

£171/mo est.£8,849
See it on cinch
48× value

Peugeot 508

1.5 BlueHDi GT Line 5dr

201973,031 milesDiesel

£197/mo est.£10,051
See it on cinch
47× value

Kia Sportage

1.7 CRDi ISG 1 5dr

201855,599 milesDiesel

£166/mo est.£8,499
See it on cinch
47× value

Vauxhall Astra

1.5 Turbo D 105 SE 5dr

202138,474 milesDiesel

£184/mo est.£9,299
See it on cinch
47× value

Citroen C4 Cactus

1.5 BlueHDi Flair 5dr

201950,740 milesDiesel

£153/mo est.£7,749
See it on cinch
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