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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 196 cars live.

Best value Cheapest monthly Cheapest price Newest listings

FuelPetrol Diesel Hybrid ElectricGearboxManual Automatic

Monthly≤£150 ≤£200 ≤£250 ≤£300 ≤£400

Deposit£0 £500 £1,000 £2,000 £3,000 £5,000Term36 mo 42 mo 48 mo 60 mo

Monthlies below are our estimates for a £500 deposit over 48 months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

Volkswagen Golf

2.0 TDI 150 Style 5dr DSG

202271,664 milesDiesel

£229/mo est.£13,999

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Volkswagen Golf

2.0 TDI Style 5dr

202154,348 milesDiesel

£248/mo est.£14,880

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55× value−£350

Audi A3

35 TDI Technik 5dr S Tronic [Comfort+Sound]

202285,468 milesDiesel

£241/mo est.£13,967

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SEAT Leon

2.0 TDI 150 FR 5dr

202373,127 milesDiesel

£232/mo est.£13,466

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Audi A3

30 TDI Technik 5dr

202169,067 milesDiesel

£231/mo est.£13,380

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55× value−£650

Ford Kuga

1.5 EcoBlue Titanium Edition 5dr

202156,636 milesDiesel

£204/mo est.£11,899

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54× value−£350

Ford Kuga

1.5 EcoBlue Zetec 5dr

202246,710 milesDiesel

£210/mo est.£12,119

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DS DS 3 Crossback

1.5 BlueHDi Prestige 5dr

202148,717 milesDiesel

£178/mo est.£10,399

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Citroen C4

1.5 BlueHDi Sense 5dr

202261,811 milesDiesel

£163/mo est.£9,554

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54× value−£350

Citroen C4

1.5 BlueHDi Sense 5dr

202229,777 milesDiesel

£199/mo est.£11,498

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BMW 1 Series

116d M Sport 5dr

202074,497 milesDiesel

£240/mo est.£13,499

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Ford Kuga

2.0 EcoBlue mHEV ST-Line Edition 5dr

202161,340 milesDiesel

£236/mo est.£13,282

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Ford Kuga

1.5 EcoBlue Titanium Edition 5dr

202151,145 milesDiesel

£227/mo est.£12,799

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Ford Kuga

1.5 EcoBlue Titanium 5dr

202070,340 milesDiesel

£197/mo est.£11,147

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Ford Kuga

1.5 EcoBlue Zetec 5dr Auto

202260,051 milesDiesel

£227/mo est.£12,733

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Ford Kuga

2.0 EcoBlue mHEV Titanium First Edition 5dr

202065,184 milesDiesel

£221/mo est.£12,301

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Vauxhall Combo Life

1.5 Turbo D 130 Energy 5dr

202063,422 milesDiesel

£189/mo est.£10,598

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Citroen C5 Aircross

1.5 BlueHDi 130 Flair Plus 5dr

202147,935 milesDiesel

£210/mo est.£11,679

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Ford Kuga

2.0 EcoBlue mHEV ST-Line First Edition 5dr

202056,814 milesDiesel

£249/mo est.£13,694

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52× value−£400

Renault Koleos

1.7 Blue dCi Iconic 5dr 2WD X-Tronic

201941,698 milesDiesel

£218/mo est.£12,053

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SEAT Ateca

2.0 TDI 150 SE Technology 5dr

202282,828 milesDiesel

£218/mo est.£11,999

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52× value−£300

Citroen C5 Aircross

1.5 BlueHDi 130 Flair 5dr

202046,581 milesDiesel

£187/mo est.£10,359

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Peugeot 308

1.5 BlueHDi Active Premium 5dr EAT8

202376,602 milesDiesel

£219/mo est.£11,949

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51× value−£350

DS DS 3 Crossback

1.5 BlueHDi 110 Performance Line 5dr

202226,867 milesDiesel

£235/mo est.£12,714

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