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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 274 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo

Monthlies below are our estimates for a £500 deposit over 48 months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

50× value

Nissan Qashqai

1.5 dCi 115 Tekna+ 5dr DCT

202055,897 milesDiesel

£258/mo est.£13,652
See it on cinch
50× value

SKODA KAROQ

1.6 TDI SE L 5dr DSG

202051,753 milesDiesel

£271/mo est.£14,294
See it on cinch
50× value

Ford Focus

1.5 EcoBlue Trend 5dr Auto

202253,439 milesDiesel

£240/mo est.£12,728
See it on cinch
50× value−£400

Land Rover Range Rover Evoque

2.0 D180 R-Dynamic S 5dr Auto

202076,847 milesDiesel

£272/mo est.£14,317
See it on cinch
50× value

SEAT Ateca

2.0 TDI 150 Xperience 5dr

202166,443 milesDiesel

£272/mo est.£14,299
See it on cinch
50× value

Volkswagen Tiguan

2.0 TDi 150 SEL 5dr DSG

201879,329 milesDiesel

£251/mo est.£13,239
See it on cinch
50× value

Nissan X-Trail

1.7 dCi Acenta Premium 5dr

201948,512 milesDiesel

£226/mo est.£11,939
See it on cinch
50× value

SKODA KAROQ

1.6 TDI SE Technology 5dr DSG

201952,687 milesDiesel

£237/mo est.£12,499
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50× value

SKODA KAROQ

2.0 TDI SE Drive 5dr

202068,921 milesDiesel

£247/mo est.£12,994
See it on cinch
50× value

Peugeot 3008

1.5 BlueHDi GT Line Premium 5dr

201964,525 milesDiesel

£211/mo est.£11,199
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50× value

Nissan X-Trail

1.7 dCi N-Connecta 5dr 4WD [7 Seat]

201946,609 milesDiesel

£269/mo est.£14,071
See it on cinch
50× value

Peugeot 3008

1.5 BlueHDi GT Line Premium 5dr EAT8

201973,540 milesDiesel

£228/mo est.£12,001
See it on cinch
50× value

SKODA KAROQ

1.6 TDI SE L 5dr

201873,165 milesDiesel

£203/mo est.£10,761
See it on cinch
50× value

Nissan Qashqai

1.5 dCi 115 Acenta Premium 5dr

201959,736 milesDiesel

£173/mo est.£9,253
See it on cinch
50× value

Nissan Qashqai

1.7 dCi Tekna 5dr

202049,580 milesDiesel

£253/mo est.£13,224
See it on cinch
50× value

Peugeot 508

1.5 BlueHDi GT 5dr EAT8

202242,546 milesDiesel

£269/mo est.£13,999
See it on cinch
50× value

Ford Focus

1.5 EcoBlue 120 Active 5dr

202080,527 milesDiesel

£163/mo est.£8,749
See it on cinch
50× value

SKODA OCTAVIA

2.0 TDI SE 5dr

202272,571 milesDiesel

£244/mo est.£12,763
See it on cinch
50× value

Peugeot 3008

1.5 BlueHDi GT Line Premium 5dr EAT8

201846,578 milesDiesel

£249/mo est.£12,999
See it on cinch
50× value

Jaguar E-PACE

2.0d [180] R-Dynamic SE 5dr Auto

201970,389 milesDiesel

£243/mo est.£12,687
See it on cinch
50× value

Hyundai Tucson

1.6 CRDi 48V MHD 136 N Line 5dr 2WD DCT

202070,864 milesDiesel

£263/mo est.£13,694
See it on cinch
50× value

Nissan Qashqai

1.7 dCi Tekna 5dr 4WD

202074,295 milesDiesel

£239/mo est.£12,499
See it on cinch
49× value

Audi Q2

30 TDI S Line 5dr S Tronic

202070,604 milesDiesel

£270/mo est.£13,999
See it on cinch
49× value

Mercedes-Benz A-Class

A180d Sport 5dr Auto

201835,627 milesDiesel

£274/mo est.£14,194
See it on cinch
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