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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 331 cars live.

Best value Cheapest monthly Cheapest price Newest listings

FuelPetrol Diesel Hybrid ElectricGearboxManual Automatic

Monthly≤£150 ≤£200 ≤£250 ≤£300 ≤£400

Deposit£0 £500 £1,000 £2,000 £3,000 £5,000Term36 mo 42 mo 48 mo 60 mo

Monthlies below are our estimates for a £500 deposit over 48 months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

MG MG4

150kW Trophy EV Long Range 64kWh 5dr Auto

202223,611 milesElectric

£250/mo est.£14,199

See it on cinch

MG MG4

150kW Trophy EV Long Range 64kWh 5dr Auto

202324,105 milesElectric

£260/mo est.£14,699

See it on cinch

MG MG4

150kW Trophy EV Long Range 64kWh 5dr Auto

202333,201 milesElectric

£247/mo est.£13,999

See it on cinch

Volkswagen ID.3

150kW 1ST Edition Pro Power 58kWh 5dr Auto

202021,885 milesElectric

£256/mo est.£14,494

See it on cinch

Volkswagen ID.3

107KW Family Pro 58kWh 5dr Auto

202323,200 milesElectric

£274/mo est.£15,449

See it on cinch

MG MG4

150kW SE EV Long Range 64kWh 5dr Auto

202315,309 milesElectric

£247/mo est.£13,999

See it on cinch

MG MG4

150kW SE EV Long Range 64kWh 5dr Auto

202324,963 milesElectric

£236/mo est.£13,399

See it on cinch

Volkswagen ID.3

150kW Family Pro Performance 58kWh 5dr Auto

202238,467 milesElectric

£253/mo est.£14,299

See it on cinch

MG MG4

150kW Trophy EV Long Range 64kWh 5dr Auto

202328,368 milesElectric

£255/mo est.£14,399

See it on cinch

Volkswagen ID.3

150kW Family Pro Performance 58kWh 5dr Auto

202231,170 milesElectric

£266/mo est.£14,999

See it on cinch

Vauxhall Mokka

100kW Ultimate 50kWh 5dr Auto

202333,447 milesElectric

£220/mo est.£12,499

See it on cinch

54× value−£300

Mazda MX-30

107kW GT Sport Tech 35.5kWh 5dr Auto

202132,020 milesElectric

£167/mo est.£9,670

See it on cinch

Polestar 2

170kW 78kWh Long Range Single motor 5dr Auto

202277,793 milesElectric

£267/mo est.£14,999

See it on cinch

MG MG4

150kW Trophy EV Long Range 64kWh 5dr Auto

202322,145 milesElectric

£275/mo est.£15,399

See it on cinch

Vauxhall Mokka

100kW Ultimate 50kWh 5dr Auto

202411,300 milesElectric

£258/mo est.£14,499

See it on cinch

MG MG4

150kW Trophy EV Long Range 64kWh 5dr Auto

202335,076 milesElectric

£249/mo est.£13,999

See it on cinch

MG MG4

150kW Trophy EV Long Range 64kWh 5dr Auto

202329,464 milesElectric

£258/mo est.£14,499

See it on cinch

Vauxhall Mokka

100kW Ultimate 50kWh 5dr Auto

20244,091 milesElectric

£268/mo est.£14,999

See it on cinch

MG MG4

150kW Trophy EV Long Range 64kWh 5dr Auto

202334,307 milesElectric

£251/mo est.£14,099

See it on cinch

53× value−£350

Vauxhall Mokka

100kW Ultimate 50kWh 5dr Auto

202326,418 milesElectric

£225/mo est.£12,699

See it on cinch

MG MG4

150kW SE EV Long Range 64kWh 5dr Auto

202416,578 milesElectric

£268/mo est.£14,999

See it on cinch

53× value−£500

MG MG4

125kW SE EV 51kWh 5dr Auto

202317,088 milesElectric

£226/mo est.£12,763

See it on cinch

MG MG4

150kW Trophy EV Long Range 64kWh 5dr Auto

202334,693 milesElectric

£251/mo est.£14,099

See it on cinch

Vauxhall Mokka

100kW Ultimate 50kWh 5dr Auto

20244,857 milesElectric

£268/mo est.£14,999

See it on cinch

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