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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 331 cars live.

Best value Cheapest monthly Cheapest price Newest listings

FuelPetrol Diesel Hybrid ElectricGearboxManual Automatic

Monthly≤£150 ≤£200 ≤£250 ≤£300 ≤£400

Deposit£0 £500 £1,000 £2,000 £3,000 £5,000Term36 mo 42 mo 48 mo 60 mo

Monthlies below are our estimates for a £500 deposit over 48 months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

MG MG4

125kW SE EV 51kWh 5dr Auto

20232,441 milesElectric

£242/mo est.£13,599

See it on cinch

MG MG4

150kW SE EV Long Range 64kWh 5dr Auto

202330,791 milesElectric

£238/mo est.£13,399

See it on cinch

MG MG4

150kW Trophy EV Long Range 64kWh 5dr Auto

202329,912 milesElectric

£264/mo est.£14,789

See it on cinch

53× value−£500

MG MG4

150kW SE EV Long Range 64kWh 5dr Auto

202419,231 milesElectric

£265/mo est.£14,799

See it on cinch

MG MG4

150kW SE EV Long Range 64kWh 5dr Auto

202333,208 milesElectric

£231/mo est.£12,999

See it on cinch

Volkswagen ID.3

107KW Family Pro 58kWh 5dr Auto

202335,797 milesElectric

£270/mo est.£15,049

See it on cinch

53× value−£400

Volkswagen ID.3

150kW Business Pro Performance 58kWh 5dr Auto

202022,234 milesElectric

£252/mo est.£14,099

See it on cinch

MG MG4

150kW SE EV Long Range 64kWh 5dr Auto

202417,279 milesElectric

£269/mo est.£14,999

See it on cinch

Vauxhall Mokka

100kW SRi Nav Premium 50kWh 5dr Auto

202237,197 milesElectric

£194/mo est.£10,999

See it on cinch

MG MG4

150kW SE EV Long Range 64kWh 5dr Auto

202346,560 milesElectric

£217/mo est.£12,199

See it on cinch

Vauxhall Mokka

100kW SRi Nav Premium 50kWh 5dr Auto

202133,883 milesElectric

£194/mo est.£10,999

See it on cinch

MG ZS Ev

115kW SE EV Long Range 73kWh 5dr Auto

202235,055 milesElectric

£226/mo est.£12,699

See it on cinch

Volkswagen ID.3

110kW Life Pure Performance 45kWh 5dr Auto

202233,118 milesElectric

£213/mo est.£11,999

See it on cinch

MG MG4

125kW SE EV 51kWh 5dr Auto

202422,707 milesElectric

£232/mo est.£12,970

See it on cinch

Vauxhall Mokka

100kW SRi Premium 50kWh 5dr Auto

202232,000 milesElectric

£204/mo est.£11,499

See it on cinch

MG MG4

150kW SE EV Long Range 64kWh 5dr Auto

202344,722 milesElectric

£220/mo est.£12,349

See it on cinch

MG MG4

125kW SE EV 51kWh 5dr Auto

202319,125 milesElectric

£225/mo est.£12,599

See it on cinch

MG MG4

150kW Trophy EV Long Range 64kWh 5dr Auto

202345,620 milesElectric

£240/mo est.£13,399

See it on cinch

MG MG4

125kW SE EV 51kWh 5dr Auto

202323,539 milesElectric

£219/mo est.£12,299

See it on cinch

MG MG4

150kW SE EV Long Range 64kWh 5dr Auto

202416,512 milesElectric

£273/mo est.£15,149

See it on cinch

BYD Dolphin

150kW Design 60.4kWh 5dr Auto

202444,690 milesElectric

£270/mo est.£14,999

See it on cinch

MG MG4

125kW SE EV 51kWh 5dr Auto

202322,160 milesElectric

£221/mo est.£12,399

See it on cinch

MG MG4

150kW Trophy EV Long Range 64kWh 5dr Auto

202350,699 milesElectric

£233/mo est.£12,999

See it on cinch

Vauxhall Mokka

100kW GS Line 50kWh 5dr Auto

202318,015 milesElectric

£229/mo est.£12,799

See it on cinch

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