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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 331 cars live.

Best value Cheapest monthly Cheapest price Newest listings

FuelPetrol Diesel Hybrid ElectricGearboxManual Automatic

Monthly≤£150 ≤£200 ≤£250 ≤£300 ≤£400

Deposit£0 £500 £1,000 £2,000 £3,000 £5,000Term36 mo 42 mo 48 mo 60 mo

Monthlies below are our estimates for a £500 deposit over 48 months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

MG MG4

150kW SE EV Long Range 64kWh 5dr Auto

202428,440 milesElectric

£261/mo est.£14,399

See it on cinch

MG ZS Ev

115kW Trophy Connect EV Long Range73kWh 5dr Auto

202338,609 milesElectric

£259/mo est.£14,299

See it on cinch

MG MG4

125kW SE EV 51kWh 5dr Auto

202428,997 milesElectric

£223/mo est.£12,419

See it on cinch

Volkswagen ID.3

150kW Life Pro Perform 58kWh 5dr Auto [120kW Ch]

202336,382 milesElectric

£263/mo est.£14,499

See it on cinch

MG ZS Ev

115kW Trophy Connect EV Long Range73kWh 5dr Auto

202328,862 milesElectric

£265/mo est.£14,599

See it on cinch

52× value−£400

MG ZS Ev

130kW SE EV 51kWh 5dr Auto

20248,066 milesElectric

£252/mo est.£13,899

See it on cinch

MG MG4

125kW SE EV 51kWh 5dr Auto

202335,003 milesElectric

£212/mo est.£11,799

See it on cinch

MG MG4

125kW SE EV 51kWh 5dr Auto

202414,299 milesElectric

£254/mo est.£13,999

See it on cinch

Mazda MX-30

107kW GT Sport Tech 35.5kWh 5dr Auto

202129,189 milesElectric

£183/mo est.£10,299

See it on cinch

Nissan LEAF

110kW Tekna 40kWh 5dr Auto

202230,983 milesElectric

£167/mo est.£9,456

See it on cinch

Vauxhall Mokka

100kW Elite Premium 50kWh 5dr Auto

202229,277 milesElectric

£197/mo est.£10,999

See it on cinch

MG ZS Ev

115kW Trophy Connect EV Long Range73kWh 5dr Auto

202246,307 milesElectric

£241/mo est.£13,299

See it on cinch

Citroen e-C4

100kW E-series 50kWh 5dr Auto

20248,845 milesElectric

£269/mo est.£14,768

See it on cinch

Fiat 500 Cabrio

87kW Icon 42kWh 2dr Auto

202222,578 milesElectric

£241/mo est.£13,299

See it on cinch

MG ZS Ev

115kW Trophy EV Long Range 73kWh 5dr Auto

202330,440 milesElectric

£272/mo est.£14,899

See it on cinch

Vauxhall Mokka

100kW SRi Nav Premium 50kWh 5dr Auto

202136,283 milesElectric

£204/mo est.£11,349

See it on cinch

Volkswagen ID.3

107KW Life Pro 58kWh 5dr Auto

202314,250 milesElectric

£274/mo est.£14,999

See it on cinch

MG ZS Ev

115kW Trophy EV Long Range 73kWh 5dr Auto

202256,877 milesElectric

£224/mo est.£12,399

See it on cinch

MG MG4

125kW SE EV 51kWh 5dr Auto

202217,918 milesElectric

£228/mo est.£12,599

See it on cinch

MG ZS Ev

115kW SE EV Long Range 73kWh 5dr Auto

202352,701 milesElectric

£229/mo est.£12,649

See it on cinch

Nissan LEAF

110kW Tekna 39kWh 5dr Auto

20237,839 milesElectric

£224/mo est.£12,394

See it on cinch

CUPRA Born

150kW V1 58kWh 5dr Auto

202345,757 milesElectric

£274/mo est.£14,999

See it on cinch

MG MG4

125kW SE EV 51kWh 5dr Auto

202328,069 milesElectric

£226/mo est.£12,499

See it on cinch

Nissan LEAF

110kW Tekna 39kWh 5dr Auto

202315,088 milesElectric

£217/mo est.£11,999

See it on cinch

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