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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value— how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 331 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo

Monthlies below are our estimates for a £500 deposit over 48months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

52× value

MG ZS Ev

130kW Trophy EV 51kWh 5dr Auto

202311,785 milesElectric

£268/mo est.£14,499
See it on cinch
52× value

Nissan LEAF

110kW Tekna 39kWh 5dr Auto

202328,067 milesElectric

£200/mo est.£10,994
See it on cinch
52× value

Hyundai IONIQ

100kW Premium SE 38kWh 5dr Auto

202125,131 milesElectric

£200/mo est.£10,999
See it on cinch
52× value−£350

Fiat 500E

87kW Red 42kWh 3dr Auto

202328,143 milesElectric

£212/mo est.£11,599
See it on cinch
51× value

Nissan LEAF

110kW Tekna 39kWh 5dr Auto

202313,299 milesElectric

£226/mo est.£12,294
See it on cinch
51× value

Fiat 500E

87kW Icon 42kWh 3dr Auto

202239,405 milesElectric

£181/mo est.£9,999
See it on cinch
51× value

Jaguar I-PACE

294kW EV400 HSE 90kWh 5dr Auto [11kW Charger]

202172,836 milesElectric

£269/mo est.£14,499
See it on cinch
51× value

Lexus UX

300e 150kW 54.3 kWh 5dr E-CVT

202215,161 milesElectric

£271/mo est.£14,599
See it on cinch
51× value

Nissan LEAF

110kW Tekna 40kWh 5dr Auto

202234,536 milesElectric

£172/mo est.£9,499
See it on cinch
51× value

BMW i3

135kW S 42kWh 5dr Auto [Suite Interior World]

202142,435 milesElectric

£266/mo est.£14,299
See it on cinch
51× value

Mazda MX-30

107kW Prime Line 35.5kWh 5dr Auto

202223,678 milesElectric

£182/mo est.£9,999
See it on cinch
51× value

Fiat 500E

87kW La Prima 42kWh 3dr Auto

202112,885 milesElectric

£260/mo est.£13,999
See it on cinch
51× value

Nissan LEAF

110kW Tekna 40kWh 5dr Auto

202124,225 milesElectric

£180/mo est.£9,899
See it on cinch
51× value

Nissan LEAF

110kW N-Connecta 39kWh 5dr Auto

202411,870 milesElectric

£217/mo est.£11,799
See it on cinch
51× value−£500

Fiat 500E

87kW Red 42kWh 3dr Auto

202215,111 milesElectric

£217/mo est.£11,799
See it on cinch
51× value

MINI Hatchback

135kW Cooper S Level 3 33kWh 3dr Auto

202040,238 milesElectric

£217/mo est.£11,799
See it on cinch
51× value

Fiat 500E

87kW Red 42kWh 3dr Auto

202215,049 milesElectric

£211/mo est.£11,499
See it on cinch
51× value

SKODA ENYAQ iV

132kW 60 ecoSuite 62kWh 5dr Auto [120kW]

202262,928 milesElectric

£262/mo est.£14,099
See it on cinch
51× value

SKODA ENYAQ iV

132kW 60 Loft 62kWh 5dr Auto [120kW]

202264,488 milesElectric

£265/mo est.£14,249
See it on cinch
51× value

Nissan LEAF

110kW N-Connecta 39kWh 5dr Auto

202219,437 milesElectric

£174/mo est.£9,599
See it on cinch
51× value

MINI Hatchback

135kW Cooper S Level 3 33kWh 3dr Auto

202117,866 milesElectric

£272/mo est.£14,599
See it on cinch
51× value

MG MG4

150kW SE EV Long Range 64kWh 5dr Auto

202374,667 milesElectric

£202/mo est.£10,999
See it on cinch
51× value

Fiat 500E

87kW Icon 42kWh 3dr Auto

202226,225 milesElectric

£198/mo est.£10,799
See it on cinch
51× value

MINI Hatchback

135kW Cooper S Level 2 33kWh 3dr Auto

202216,566 milesElectric

£241/mo est.£12,999
See it on cinch
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