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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 1,804 cars live.

Best value Cheapest monthly Cheapest price Newest listings

FuelPetrol Diesel Hybrid ElectricGearboxManual Automatic

Monthly≤£150 ≤£200 ≤£250 ≤£300 ≤£400

Deposit£0 £500 £1,000 £2,000 £3,000 £5,000Term36 mo 42 mo 48 mo 60 mo

Monthlies below are our estimates for a £500 deposit over 48 months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

SKODA SCALA

1.0 TSI 95 SE L 5dr

20252,197 milesPetrol

£248/mo est.£15,759

See it on cinch

59× value−£350

SKODA SCALA

1.0 TSI 116 SE Edition 5dr DSG

202512,928 milesPetrol

£247/mo est.£15,389

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SKODA SCALA

1.0 TSI 116 SE Edition 5dr DSG

202515,536 milesPetrol

£241/mo est.£14,979

See it on cinch

59× value−£700

SKODA SCALA

1.0 TSI 116 SE Edition 5dr DSG

202516,270 milesPetrol

£243/mo est.£15,089

See it on cinch

KGM Tivoli

1.5 K40 5dr Auto

20244,617 milesPetrol

£226/mo est.£13,999

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Audi A3

30 TFSI Sport 5dr

202121,149 milesPetrol

£249/mo est.£15,289

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Volkswagen T-Cross

1.0 TSI 110 SEL 5dr

202431,450 milesPetrol

£244/mo est.£14,999

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58× value−£400

Volkswagen T-Roc

1.5 TSI EVO R-Line 5dr

202156,902 milesPetrol

£245/mo est.£14,999

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MINI Hatchback

1.5 Cooper Sport 3dr Auto

202152,198 milesPetrol

£236/mo est.£14,499

See it on cinch

58× value−£500

SKODA SCALA

1.0 TSI 116 SE Edition 5dr

202512,853 milesPetrol

£247/mo est.£15,089

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SKODA KAMIQ

1.0 TSI 110 Monte Carlo 5dr

202341,986 milesPetrol

£235/mo est.£14,299

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MG ZS

1.0T GDi Exclusive 5dr DCT

202319,968 milesPetrol

£225/mo est.£13,680

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Nissan Juke

1.0 DiG-T N-Connecta 5dr DCT

202436,260 milesPetrol

£213/mo est.£12,999

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SKODA SCALA

1.0 TSI 116 SE Edition 5dr

202516,582 milesPetrol

£246/mo est.£14,899

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57× value−£350

Ford Puma

1.0 EcoBoost Hybrid mHEV ST-Line X 5dr

202323,221 milesPetrol

£223/mo est.£13,549

See it on cinch

57× value−£400

Volkswagen Taigo

1.0 TSI 110 Life 5dr

202348,118 milesPetrol

£196/mo est.£11,999

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Jeep Avenger

1.2 Altitude+ 5dr

202411,669 milesPetrol

£249/mo est.£14,999

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MG ZS

1.0T GDi Exclusive 5dr DCT

202314,573 milesPetrol

£234/mo est.£14,149

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MG ZS

1.0T GDi Exclusive 5dr DCT

202410,728 milesPetrol

£247/mo est.£14,899

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Volkswagen T-Cross

1.0 TSI 110 SEL 5dr

202434,234 milesPetrol

£246/mo est.£14,844

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MG ZS

1.0T GDi Exclusive 5dr DCT

202310,545 milesPetrol

£232/mo est.£13,999

See it on cinch

57× value−£450

SEAT Arona

1.0 TSI 115 FR Limited Edition 5dr

202416,266 milesPetrol

£248/mo est.£14,899

See it on cinch

57× value−£400

Jeep Avenger

1.2 Altitude 5dr

202414,867 milesPetrol

£241/mo est.£14,499

See it on cinch

SEAT Leon

1.5 TSI EVO SE Dynamic 5dr

202211,921 milesPetrol

£241/mo est.£14,499

See it on cinch

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