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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 582 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo

Monthlies below are our estimates for a £500 deposit over 48 months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

59× value−£350

SKODA SCALA

1.0 TSI 116 SE Edition 5dr DSG

202512,928 milesPetrol

£247/mo est.£15,389
See it on cinch
59× value−£300

Honda Jazz

1.5 i-MMD Hybrid SR 5dr eCVT

202227,848 milesPetrol hybrid

£245/mo est.£15,249
See it on cinch
59× value

SKODA SCALA

1.0 TSI 116 SE Edition 5dr DSG

202515,536 milesPetrol

£241/mo est.£14,979
See it on cinch
59× value−£700

SKODA SCALA

1.0 TSI 116 SE Edition 5dr DSG

202516,270 milesPetrol

£243/mo est.£15,089
See it on cinch
59× value

KGM Tivoli

1.5 K40 5dr Auto

20244,617 milesPetrol

£226/mo est.£13,999
See it on cinch
58× value−£450

Nissan Juke

1.6 Hybrid Acenta Premium 5dr Auto

202414,923 milesPetrol hybrid

£234/mo est.£14,397
See it on cinch
58× value

MINI Hatchback

1.5 Cooper Sport 3dr Auto

202152,198 milesPetrol

£236/mo est.£14,499
See it on cinch
58× value

Volkswagen Golf

2.0 TDI 150 Style 5dr DSG

202271,664 milesDiesel

£229/mo est.£13,999
See it on cinch
57× value

MG ZS

1.0T GDi Exclusive 5dr DCT

202319,968 milesPetrol

£225/mo est.£13,680
See it on cinch
57× value

Nissan Juke

1.0 DiG-T N-Connecta 5dr DCT

202436,260 milesPetrol

£213/mo est.£12,999
See it on cinch
57× value

MG ZS

1.0T GDi Exclusive 5dr DCT

202314,573 milesPetrol

£234/mo est.£14,149
See it on cinch
57× value

MG ZS

1.0T GDi Exclusive 5dr DCT

202410,728 milesPetrol

£247/mo est.£14,899
See it on cinch
57× value

MG ZS

1.0T GDi Exclusive 5dr DCT

202310,545 milesPetrol

£232/mo est.£13,999
See it on cinch
57× value

Nissan Juke

1.0 DiG-T N-Connecta 5dr DCT

202420,534 milesPetrol

£241/mo est.£14,499
See it on cinch
57× value

MG ZS

1.0T GDi Exclusive 5dr DCT

202325,529 milesPetrol

£219/mo est.£13,220
See it on cinch
57× value

DS DS 4

1.2 PureTech Performance Line + 5dr EAT8

202335,701 milesPetrol

£243/mo est.£14,599
See it on cinch
57× value

SEAT Arona

1.0 TSI 110 FR Edition 5dr DSG

202320,733 milesPetrol

£233/mo est.£13,989
See it on cinch
57× value

DS DS 4

1.2 PureTech Performance Line + 5dr EAT8

202339,558 milesPetrol

£241/mo est.£14,399
See it on cinch
57× value

DS DS 4

1.2 PureTech Performance Line + 5dr EAT8

202341,365 milesPetrol

£245/mo est.£14,599
See it on cinch
57× value

Kia Niro

1.6 GDi Hybrid 2 5dr DCT

202260,984 milesPetrol hybrid

£246/mo est.£14,645
See it on cinch
57× value

MG ZS

1.0T GDi Exclusive 5dr DCT

202216,962 milesPetrol

£230/mo est.£13,749
See it on cinch
56× value

DS DS 4

1.2 PureTech Performance Line + 5dr EAT8

202342,622 milesPetrol

£246/mo est.£14,599
See it on cinch
56× value

SEAT Arona

1.0 TSI 110 FR Edition 5dr DSG

202329,991 milesPetrol

£230/mo est.£13,699
See it on cinch
56× value

MG ZS

1.0T GDi Exclusive 5dr DCT

202216,033 milesPetrol

£234/mo est.£13,899
See it on cinch
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