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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value— how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 1,078 cars live.

Best value Cheapest monthly Cheapest price Newest listings

FuelPetrol Diesel Hybrid ElectricGearboxManual Automatic

Monthly≤£150 ≤£200 ≤£250 ≤£300 ≤£400

Deposit£0 £500 £1,000 £2,000 £3,000 £5,000Term36 mo 42 mo 48 mo 60 mo

Monthlies below are our estimates for a £500 deposit over 48months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

55× value−£600

MINI Hatchback

1.5 Cooper Exclusive 5dr Auto

202157,260 milesPetrol

£256/mo est.£14,752

See it on cinch

SEAT Arona

1.0 TSI 110 SE Technology 5dr DSG

202311,612 milesPetrol

£252/mo est.£14,539

See it on cinch

SKODA KAMIQ

1.0 TSI 110 SE 5dr DSG

202411,909 milesPetrol

£273/mo est.£15,689

See it on cinch

55× value−£400

DS DS 4

1.2 PureTech Performance Line 5dr EAT8

202328,863 milesPetrol

£251/mo est.£14,499

See it on cinch

Vauxhall Corsa

1.2 Turbo 130 GS 5dr Auto

202313,057 milesPetrol

£224/mo est.£12,999

See it on cinch

SEAT Arona

1.0 TSI 110 FR Sport 5dr DSG

202136,700 milesPetrol

£230/mo est.£13,349

See it on cinch

55× value−£550

Volkswagen ID.3

150kW Family Pro Performance 58kWh 5dr Auto

202222,933 milesElectric

£259/mo est.£14,933

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Toyota Aygo X

1.0 VVT-i Exclusive 5dr Auto

202428,548 milesPetrol

£255/mo est.£14,694

See it on cinch

Suzuki Vitara

1.5 Hybrid SZ5 5dr AGS

202230,731 milesPetrol hybrid

£272/mo est.£15,599

See it on cinch

SEAT Ibiza

1.0 TSI 110 Xcellence 5dr DSG

202419,227 milesPetrol

£270/mo est.£15,498

See it on cinch

SEAT Ibiza

1.0 TSI 110 FR Sport 5dr DSG

202332,340 milesPetrol

£260/mo est.£14,949

See it on cinch

SEAT Arona

1.0 TSI 110 SE Technology 5dr DSG

202325,669 milesPetrol

£239/mo est.£13,794

See it on cinch

MINI Countryman

1.5 Cooper S E Classic ALL4 PHEV 5dr Auto

202051,627 milesPetrol plug-in hybrid

£245/mo est.£14,133

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MG MG4

150kW Trophy EV Long Range 64kWh 5dr Auto

20238,573 milesElectric

£270/mo est.£15,499

See it on cinch

SEAT Arona

1.0 TSI 110 SE Technology 5dr DSG

202312,651 milesPetrol

£254/mo est.£14,594

See it on cinch

MG MG4

150kW Trophy EV Long Range 64kWh 5dr Auto

202226,452 milesElectric

£243/mo est.£13,999

See it on cinch

Vauxhall Corsa

1.2 Turbo 130 GS 5dr Auto

20249,082 milesPetrol

£245/mo est.£14,099

See it on cinch

Volkswagen T-Cross

1.0 TSI 110 Active 5dr DSG

202254,483 milesPetrol

£247/mo est.£14,222

See it on cinch

Audi Q3

45 TFSI e Technik 5dr S Tronic

202275,865 milesPetrol plug-in hybrid

£273/mo est.£15,617

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Hyundai BAYON

1.0 TGDi [120] 48V MHEV Premium 5dr DCT

20248,573 milesPetrol

£271/mo est.£15,499

See it on cinch

Nissan Juke

1.0 DiG-T 114 Acenta 5dr DCT

202412,890 milesPetrol

£250/mo est.£14,359

See it on cinch

Suzuki Ignis

1.2 Dualjet 12V Hybrid SZ5 5dr CVT

202228,699 milesPetrol

£238/mo est.£13,694

See it on cinch

Hyundai BAYON

1.0 TGDi [120] 48V MHEV Premium 5dr DCT

20236,430 milesPetrol

£260/mo est.£14,899

See it on cinch

Vauxhall Corsa

1.2 Turbo 130 GS 5dr Auto

202417,718 milesPetrol

£238/mo est.£13,699

See it on cinch

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