DealsFirst

Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 75 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo

Monthlies below are our estimates for a £500 deposit over 48 months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

41× value

Citroen C1 Airscape

1.2 PureTech Flair 5dr

201852,990 milesPetrol

£132/mo est.£5,999
See it on cinch
41× value

Peugeot 108

1.0 Active 3dr

201841,304 milesPetrol

£140/mo est.£6,299
See it on cinch
40× value

Peugeot 208

1.2 PureTech 82 Active 5dr

201852,150 milesPetrol

£150/mo est.£6,499
See it on cinch
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